Earlier this 12 months, Chexy launched a partnership with Aeroplan that allowed customers to earn bonus Aeroplan factors on on a regular basis funds. The supply has now been refreshed for a brand new chapter.
From September 16, 2025 to January 31, 2026, new customers can earn as much as 5,000 Aeroplan factors simply by paying bills like hire, tuition, utilities, taxes, and extra along with your bank card.
It’s a uncommon alternative to rack up factors on payments that usually don’t earn something.
And one of the best half? Chexy accepts American Specific bank cards for funds.
If you happen to’ve been sitting on the sidelines, now’s excellent time to flip your recurring funds into severe journey rewards.
Earn As much as 5,000 Bonus Aeroplan Factors with Chexy!
Chexy’s Aeroplan partnership enables you to earn bonus factors along with what you’d usually earn out of your bank card, just by utilizing Chexy to pay payments.
New Chexy customers are eligible to earn as much as 5,000 bonus Aeroplan factors as a part of this limited-time supply, legitimate till January 31, 2026.
Right here’s how the bonus breaks down:
- Earn 1,000 Aeroplan factors in your first fee with Chexy
- Earn 3,000 Aeroplan factors after finishing $3,000 in funds (excluding Chexy charges) inside 90 days of your first transaction
- Earn 1,000 Aeroplan factors for making a fee monthly for 12 consecutive months
- Plus, earn 1,000 Aeroplan factors per referral, plus $15 Chexy credit score (most 10 referrals)
To qualify, all transactions should be efficiently processed, that means the cardboard is charged and the fee is issued. Factors could take as much as 4 weeks to submit to your Aeroplan account.
Which Credit score Card Must you Use with Chexy?
As a reminder, Chexy expenses a 1.75% processing price for funds made with Canadian-issued bank cards (which may be lowered to as little as 0.5% by referring others, which we’ll cowl under).
To offset this price, it’s finest to make use of a bank card that earns high-value rewards or helps you unlock a welcome bonus.
Aeroplan co-branded bank cards are perfect for this goal, because of our excessive valuation of Aeroplan factors.
For instance, for those who use a premium Aeroplan co-branded bank card, can earn 1.25 Aeroplan factors per greenback spent on funds through Chexy.
With a core Aeroplan bank card, you’ll earn 1 Aeroplan level per greenback spent.
Unsure which card is best for you? Try our bank card comparability instrument to discover all of your choices.
Invite Pals, Earn Extra!
Chexy’s partnership with Aeroplan additionally features a referral part, which lets you enhance your Aeroplan stability even additional whereas reducing the price of your processing price.
New and current customers can earn 1,000 Aeroplan factors per referral, along with Chexy’s current give-and-get $15 money referral bonus (which each the referrer and the referee get). To qualify, your referral wants to finish a profitable first fee—not simply enroll and disappear.
Whereas the referral bonus of 1,000 Aeroplan factors is capped at 10 referrals (as much as 10,000 factors every calendar 12 months), you’ll proceed to earn the $15 Chexy referral bonus for each extra buddy you refer past that cap.
Plus, there’s an extra incentive to refer your pals, since you’ll pay a progressively decrease processing price as you deliver extra folks into the Chexy ecosystem:
- 3 referrals = Pink Referrer Standing → 1.5% processing price
- 5 referrals = Gold Referrer Standing → 1.0% processing price
- 10 referrals = Elite Referrer Standing → 0.5% processing price
These referral counts reset every January, however they provide a compelling strategy to shrink your processing price, stretch the worth of each greenback you run by the platform, and enhance up your Aeroplan stability.
Is Chexy’s Bonus Aeroplan Factors Deal Price It?
With as much as 5,000 Aeroplan factors on the desk, Chexy’s limited-time supply is a compelling alternative—particularly for those who’re already paying hire or payments that don’t usually earn rewards.
Based mostly on our valuation of two.1 cents per Aeroplan level, we’d worth these bonus factors at roughly $105, which may simply justify the price of Chexy’s processing charges.
In contrast to many promotions tied to particular journey purchases or elite standing, this one is easy and accessible to anybody with recurring payments.
Chexy expenses a processing price of 1.75% for Canadian-issued bank cards. Whereas that will appear to be a downside, the potential return typically outweighs the associated fee—particularly for those who’re incomes Aeroplan factors at our estimated worth of two.1 cents per level.
Let’s run the numbers:
Say you pay $3,000 in hire utilizing a premium Aeroplan bank card. With the 1.75% price, your whole cost could be $3,052.50. You’d earn:
- 1,000 Aeroplan factors from Chexy’s first-payment bonus
- 3,000 Aeroplan factors from finishing $3,000 in funds
- 3,815 Aeroplan factors out of your bank card ($3,052.50 × 1.25 factors per greenback spent)
That’s a complete of 7,815 Aeroplan factors, which we’d worth at roughly $111, in trade for a $52.50 price.
And that’s only one transaction. Mix this with Chexy’s referral program, which may decrease your processing price all the way down to as little as 0.5%, and the worth proposition turns into much more profitable.
Conclusion
Chexy’s prolonged Aeroplan promotion is among the best methods to earn significant rewards on funds that sometimes go unrewarded. Whether or not you’re working towards a dream journey, seeking to hit a bank card minimal spending threshold, or simply wish to get one thing again in your hire, this deal delivers.
With as much as 5,000 Aeroplan factors out there and a low 1.75% processing price, the maths works in your favour—particularly when paired with the appropriate bank card or referral technique.
Ensure that to enroll and full your funds by January 31, 2026, to take full benefit of this limited-time supply.
