The Chase Sapphire Reserve® (see charges and costs) is a well-liked premium rewards card with a great deal of perks to maximise.
Plus, the cardboard comes with a profitable welcome bonus that enables cardholders to earn numerous factors upfront.
Chase Final Rewards factors are probably the most worthwhile rewards currencies in the marketplace; TPG’s August 2025 valuations place them at 2.05 cents per level.
The Sapphire Reserve carries a excessive $795 annual charge, however its lengthy checklist of premium advantages nonetheless makes it a prime possibility within the premium journey class.
This is what to know concerning the Sapphire Reserve’s present supply and perks.
Chase Sapphire Reserve present supply
New Sapphire Reserve candidates can earn 125,000 bonus factors after spending $6,000 on purchases inside the first three months of account opening.
Per our August 2025 valuations, this bonus is price as much as $2,563.
A haul of 125,000 Chase factors can unlock unbelievable journeys, particularly if you switch these factors to one among Chase’s 14 loyalty program companions. You would fly in enterprise class to Madrid on Iberia, ebook a round-trip business-class flight to Tokyo on All Nippon Airways or keep as much as six off-peak nights on the Hyatt Regency Maui Resort and Spa with this supply alone.
How does this evaluate to previous gives?
By way of factors providing, that is the highest bonus we have seen within the card’s historical past. The Sapphire Reserve — Chase’s premium journey rewards card, now gives 50,000 extra factors in its welcome supply than that of the $95-annual-fee Chase Sapphire Most popular® Card (see charges and costs), although the Sapphire Most popular has a barely decrease spending requirement of $5,000 within the first three months.
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Software guidelines and restrictions
For those who had been eyeing the Sapphire Reserve, however have beforehand shunned making use of since you maintain one other card within the Sapphire household, such because the Sapphire Most popular, we now have excellent news: Chase permits cardholders to carry each Sapphire merchandise on the identical time.
It is necessary to notice, nonetheless, that Chase has up to date its phrases on welcome supply eligibility. Earlier than, you could possibly earn a Sapphire welcome bonus each 48 months. Now, Chase has applied new restrictions.
A Chase consultant confirmed to TPG that, “Starting June 23, 2025, it is possible for you to to have each the Sapphire Reserve and Sapphire Most popular playing cards. New account bonus supply eligibility for both card will likely be based mostly on elements together with beforehand earned bonus gives and the variety of playing cards opened and closed, amongst others.”
Even when it has been years because you obtained a welcome bonus on a specific Sapphire card, you virtually definitely won’t be eligible to earn one other bonus on that identical Sapphire card. Moreover, you will not be eligible for a Sapphire Reserve bonus when you’re a present Sapphire Most popular cardholder.
It is a new restriction on bonus-earning inside the Sapphire household, so preserve this in thoughts earlier than making use of.
The brand new Chase Sapphire Reserve for Enterprise℠ (see charges and costs) is just not included on this rule, so you could possibly earn the bonus on the enterprise card and nonetheless obtain a bonus on the non-public Sapphire Reserve or Sapphire Most popular.
Associated: Why I am going to by no means cancel my Chase Sapphire Reserve
Why you must apply for the Chase Sapphire Reserve
Along with its worthwhile welcome bonus, the Sapphire Reserve has different advantages that make it a superb premium choice to preserve in your pockets for the long run.
This card is especially best for frequent vacationers, Chase Sapphire lounge fans and people who would discover worth within the card’s checklist of recent assertion credit and perks. Let’s break it down.
Incomes fee highlights embody:
- 10 factors per greenback spent on eligible Peloton tools and accent purchases over $150 (as much as $5,000 spent) by way of Dec. 31, 2027
- 8 factors per greenback spent on all Chase Journey℠ purchases
- 5 factors per greenback spent on Lyft purchases by way of Sept. 30, 2027
- 4 factors per greenback spent on flights and accommodations booked direct
- 3 factors per greenback spent on worldwide eating purchases
- 1 level per greenback spent on all the things else
Plus, the cardboard’s a number of assertion credit assist make up for its $795 annual charge. These embody:
- $500 in annual assertion credit (as much as $250 biannually) for bookings of two nights or extra made with The Edit, Chase’s luxurious lodge reserving platform
- $300 in assertion credit for journey purchases every account anniversary 12 months (this credit score is versatile and applies to all journey purchases robotically, as much as $300)
- $300 annual eating credit score (as much as $150 biannually) and primetime reservations at Sapphire Reserve Unique Tables (which may be booked by way of OpenTable)
- $300 in annual assertion credit(as much as $150 biannually) for live performance and occasion tickets bought with StubHub (by way of Dec. 31, 2027)
- $300 yearly in month-to-month DoorDash promos, up $25 every month (by way of Dec. 31, 2027; you will additionally obtain a complimentary DoorDash DashPass subscription by way of the next date)
- $250 in annual assertion credit for Apple TV+ and Apple Music subscriptions (by way of June 22, 2027; one-time activation per service required)
- As much as $120 in assertion credit for International Entry, TSA PreCheck or Nexus each 4 years
- $120 annual assertion credit score towards a complimentary Peloton membership, disbursed as $10 month-to-month credit (by way of Dec. 31, 2027)
Cardholders additionally obtain entry to Chase Sapphire lounges for themselves and as much as two company on prime of a Precedence Go Choose membership.
Licensed customers may obtain lounge entry for themselves and as much as two company. The approved person charge on the Sapphire Reserve is $195.
The cardboard additionally comes with complimentary mid-tier IHG One Rewards Platinum Elite standing (by way of Dec. 31, 2027).
For those who spend $75,000 or extra on the cardboard in a calendar 12 months, you will additionally unlock:
- Prime-tier IHG One Rewards Diamond Elite standing
- Southwest Airways A-Checklist standing
- $500 Southwest Airways credit score when booked by way of Chase Journey
- $250 credit score to The Outlets at Chase, Chase’s new on-line buying expertise
Backside line
For those who’ve been eyeing a premium journey rewards card, now’s the time to use for the Chase Sapphire Reserve. It incorporates a killer welcome bonus of 125,000 bonus factors, which may be redeemed for numerous kinds of journeys.
It additionally options an eye-watering $795 annual charge, however when you can maximize the credit it comes with, you will come out forward.
This card gives a number of worthwhile advantages for vacationers to leverage and gives entry to a rising variety of top-tier airport lounges. Earlier than making use of, contemplate your touring model and the way the brand new assertion credit issue into your spending technique. If the cardboard looks like a very good possibility for you, do not hesitate so as to add this premium journey card to your pockets.
To study extra, learn our full evaluate of the Sapphire Reserve.
Apply right here: Chase Sapphire Reserve
