Chase Final Rewards has as soon as once more launched a switch bonus promotion, this time providing a 25% bonus when changing factors to Aeroplan on high of the same old 1:1 ratio.
Amongst all transferable rewards within the US, Chase sometimes presents the bottom frequency of switch bonuses to any switch associate, and this sixth-ever Aeroplan switch bonus illustrates the depth of the connection between Aeroplan and Chase.
The brand new supply runs from November 24, 2025 to January 5, 2026, and it may be a wonderful alternative to rack up Aeroplan factors – particularly should you additionally occur to carry the Chase Aeroplan® Credit score Card.
20% Switch Bonus from Chase UR to Aeroplan
Between November 24, 2025 and January 5, 2026, all Chase Final Rewards (UR) transferred to Aeroplan shall be eligible for a tiered switch bonus of as much as 25%.
Relying on what number of factors you switch in a single transaction, this boosts the same old 1:1 switch ratio as much as a most efficient ratio of 1:1.25. In different phrases, for each 1,000 Chase UR factors you switch, you’ll be able to obtain between 1,150 and 1,250 Aeroplan factors (or extra, as soon as we issue within the Aeroplan® Credit score Card bonus beneath).
For this promotion, the bonus you obtain is dependent upon the scale of every particular person switch:
- Switch 1,000–74,000 factors in a single switch and obtain 15% bonus Aeroplan factors
- Switch 75,000–174,000 factors in a single switch and obtain 20% bonus Aeroplan factors
- Switch 175,000+ factors in a single switch and obtain 25% bonus Aeroplan factors
You’ll must switch at the very least 1,000 Chase UR factors to qualify for the bonus; nonetheless, there’s no cap as to what number of factors you’ll be able to switch over.
The listed switch time is as much as seven days, however you’ll be able to anticipate your factors to reach a lot quicker than that, because it’s sometimes immediate.
Chase Aeroplan Card: An Additional Bonus of 10% Aeroplan Factors
In the event you additionally maintain the Aeroplan® Credit score Card, you’ve the potential to earn an further 10% bonus alongside the present 20% switch bonus.
That’s as a result of Chase and Aeroplan supply a ten% bonus when changing Final Rewards factors into Aeroplan factors, so long as you maintain a Chase Aeroplan Card.
This started as a short lived promotion; nonetheless, Aeroplan has made it a everlasting function, which signifies that cardholders can benefit from the 10% switch bonus in perpetuity.
The ten% switch bonus shall be posted individually from the bottom quantity, and might take as much as 72 hours to submit in your Aeroplan account.
Be aware that this further 10% bonus will apply to the bottom switch factors, and never on high of the promotional 20% switch bonus. In different phrases, the 2 switch bonuses will mix additively, not multiplicatively.
For instance, when transferring 175,000 Final Rewards factors to Aeroplan as a holder of the Chase Aeroplan Card, you’ll earn a complete of 236,250 Aeroplan factors:
- 175,000 Aeroplan factors on the regular 1:1 switch ratio
- 43,750 Aeroplan factors because of the 25% promotional switch bonus
- 17,500 Aeroplan factors because of the 10% Chase Aeroplan Card bonus
There are a two further situations for incomes the ten% bonus:
- You need to switch a minimal of fifty,000 Chase Final Rewards factors in a single transaction
- There’s a most of 25,000 bonus factors per calendar 12 months, which is equal to transferring 250,000 Chase Final Rewards factors
Subsequently, should you switch Final Rewards factors to Aeroplan as a Chase Aeroplan Cardholder, you’ll earn whole bonuses of 25% whenever you switch 50,000–74,000 factors, 30% whenever you switch 75,000–174,000 factors, and 35% whenever you switch 175,000–250,000 factors, equivalent to efficient switch ratios of 1:1.25, 1:1.3, and 1:1.35, respectively (topic to the 25,000-point annual cap on the ten% bonus).
Ought to You Switch Chase Final Rewards to Aeroplan?
An efficient switch ratio of 1:1.25, or probably 1:1.35 should you additionally maintain a Aeroplan® Credit score Card, is a really profitable alternative.
In any case, Aeroplan is among the most versatile loyalty packages on the market, with greater than 45 associate airways, aggressive award pricing, and loads of different enticing options, together with stopovers and beneficiant routing guidelines.
Nonetheless, whether or not or not you need to benefit from this switch bonus actually is dependent upon your private incomes and redeeming habits, and on which facet of the border you reside.
For Canadians, Aeroplan factors are comparatively straightforward to come back by with our plethora of playing cards that earn American Specific Membership Rewards factors (which switch 1:1 to Aeroplan) and Aeroplan co-branded bank cards.
Subsequently, Canadians incomes Chase Final Rewards factors would possibly achieve this with the purpose of transferring to Chase’s extra unique companions in World of Hyatt, Virgin Atlantic Flying Membership, and Singapore Airways KrisFlyer, that are way more tough to entry in Canada.
For People, nonetheless, who would possibly earn Chase Final Rewards factors as one among their major currencies and are sitting on a big haul, there’s no cause to cross up this 25% (or 35%) switch bonus alternative to Aeroplan.
In any case, Aeroplan may be actually thought-about one among Chase’s most respected switch companions, and this 20% bonus would solely amplify that worth – particularly should you’re already invested in this system by way of the Chase Aeroplan Card and might profit from an additional 10% bonus in consequence.
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Conclusion
Till January 5, 2026, Chase Final Rewards transfers to Aeroplan shall be eligible for tiered bonuses of 15%, 20%, or 25%, for efficient switch ratios between 1:1.15 and 1:1.25.
In the event you additionally maintain the Chase Aeroplan® Credit score Card, you’ll earn a further 10% switch bonus so long as a minimal of fifty,000 Final Rewards factors are transferred, leading to an efficient ratio of 1:1.35.
This generally is a very enticing promotion should you’re sitting on a big stash of Final Rewards factors and are in want of extra Aeroplan factors, so you’ll want to take benefit if the switch bonus fits your wants.
