The highest-tier Hilton Honors American Categorical Aspire Card packs an a variety of benefits for frequent Hilton company, making it a stable alternative should you’re available in the market for a premium cobranded lodge card.
Let’s dig deeper into the distinctive advantages of the cardboard and focus on methods for maximizing every, guaranteeing you get full worth from the cardboard in change for the $550 annual payment (see charges and charges).
Profitable welcome supply
The Hilton Aspire presently affords new cardmembers to earn 175,000 bonus factors after spending $6,000 on purchases within the first six months of card membership. This supply ends Jan. 14, 2026.
These factors are price $875, in keeping with TPG’s December 2025 valuations. Nonetheless, this factors haul may be price far more should you use the factors to e book luxurious inns or costly stays throughout holidays and occasions.
Listed here are 3 ways to maximize Hilton Honors factors:
- Redeem Hilton factors towards stays at luxurious properties to maximise their worth.
- Keep in mind that Hilton factors are extremely invaluable in Oman, Egypt, Mexico, Malaysia and a few South American international locations.
- Make the most of the fifth-night-free perk (accessible to all standing members) any time you possibly can.
Associated: Verify your Hilton bookings: Some commonplace room reward nights now price much less at high-end properties
Hilton Honors Diamond standing
The Hilton Aspire consists of Diamond elite standing, the best tier of Hilton elite standing (till subsequent 12 months, when Hilton provides its new Diamond Reserve tier). This standing provides you a 100% bonus on factors incomes, late checkout and suite upgrades (when accessible) and govt lounge entry.
These advantages are nice on paper, however you must set your expectations appropriately. There is not any assured avenue to suite upgrades or late checkout as a Hilton Diamond member. As talked about, these are space-available advantages and are largely on the lodge’s discretion.
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To maximise Diamond standing, learn up on all the advantages, together with the tremendous print. A very powerful advantages are govt lounge entry, complimentary breakfast, a 48-hour room assure and bonus factors.
Associated: 6 Hilton Diamond advantages that make the standing worthwhile
Free night time certificates
Hilton Aspire Card members can obtain as much as three reward night time certificates. You obtain one reward night time certificates to make use of at just about any Hilton property worldwide after opening your account and in your cardmember anniversary 12 months.
You possibly can earn a second reward night time certificates once you spend $30,000 on the Aspire Card in a calendar 12 months and a 3rd free night time certificates once you spend $60,000 inside a calendar 12 months.
Frequent vacationers can make the most of this profit and save a whole lot of {dollars} a 12 months. Better of all, so long as a property is eligible and has room availability, you possibly can e book a stick with a number of exclusions.
Associated: Hilton free night time certificates: The way to earn them and maximize their worth
Airline credit score
The Hilton Aspire supplies as much as $50 in quarterly assertion credit (as much as $200 per calendar 12 months) for airfare purchases on flights bought instantly from the airline or by amextravel.com.
TPG contributing editor Matt Moffitt maximizes this credit score by loading his United TravelBank stability with $50 every quarter. This credit score can then be used to e book any United Airways or United Categorical flight.
Associated: The 5 best journey credit to redeem
Resort credit score
Hilton Aspire Card members additionally obtain as much as $200 in biannual assertion credit (as much as $400 per calendar 12 months) towards eligible purchases made instantly with taking part Hilton resorts. These purchases embody room charges and incidentals.
The resort credit score is split into two semiannual assertion credit of as much as $200, one from January to June and one other from July to December.
Costs have to be positioned in your room, and you will need to use the Aspire Card for fees throughout your keep.
This credit score is price as much as $400 complete per 12 months, not per resort keep. You should use the credit score for parking, meals, spa providers and plenty of actions that the resort can organize for you throughout your keep.
Clear Plus credit score
Hilton Aspire Card members obtain as much as $209 yearly in assertion credit towards a Clear Plus membership (topic to auto-renewal; enrollment required).
Clear is a superb perk to have alongside TSA PreCheck. If these expedited lanes are closed or backed up, you should utilize one other service to hurry by safety.
Associated: 10 methods to get by airport safety quicker
Waldorf Astoria and Conrad property credit
For those who keep two consecutive nights on the luxurious manufacturers within the Hilton portfolio (booked by the particular portal), you may be eligible for as much as a $100 property credit score for nearly something charged to the room through the keep as a Hilton Aspire Card member.
In check searches of the Conrad Bora Bora Nui, the Conrad Tokyo, the Waldorf Astoria Chicago and The Roosevelt New Orleans, A Waldorf Astoria Resort, the complete $100 assertion credit score was provided. Plus, the eligible charges matched the versatile charges accessible to non-Aspire Card members.
Taxes, charges, gratuity and the room price itself usually are not eligible. The phrases for the supply say to test along with your lodge’s entrance desk to make sure that what you’d wish to cost is eligible for reimbursement.
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Automotive rental elite standing
Hilton Aspire Card members get pleasure from complimentary Nationwide Automotive Rental Emerald Membership Government standing (enrollment in Emerald Membership is required). Advantages embody Government Space entry, waived second driver charges and upgrades.
If Nationwide Automotive Rental just isn’t your most popular automobile rental company, you possibly can simply leverage the automated elite standing and apply for a standing match to your most popular rental company.
Associated: Bank cards that supply elite standing for automobile leases
Bonus classes
If you wish to rack up Hilton factors shortly, you will need to know when the Hilton Aspire Card ought to come out and when it ought to keep in your pockets.
The Aspire Card earns 14 factors per greenback spent on purchases made instantly with inns and resorts within the Hilton portfolio. Primarily based on TPG’s December 2025 valuations, that is equal to a 7% return on spending.
You will additionally earn 7 factors per greenback spent (a 3.5% return) on flights booked instantly with airways or by amextravel.com, on automobile leases booked instantly with choose automobile rental corporations and on purchases at U.S. eating places. Lastly, you may earn 3 factors per greenback spent (a 1.5% return) on all different purchases made with the cardboard.
You need to evaluate the incomes charges for an expense throughout all of the playing cards in your pockets to see which provides you essentially the most worth.
Hilton stays
Earlier than you resolve to earn bonus factors for journey spend on one other rewards card, think about the huge incomes charges that may present in your account once you use your Hilton Aspire to pay for Hilton stays.
Here is a breakdown of what number of Hilton factors you may earn per greenback spent once you keep and pay along with your Aspire Card:
- 10 factors per greenback base incomes
- 10 factors per greenback along with your Diamond bonus
- 14 factors per greenback for Aspire Card earnings
- Any promotion or cell app reserving bonus
At a minimal, you may earn 34 Hilton factors per greenback spent in your Hilton lodge stays. Utilizing our valuations with none promotions, that is equal to a 17% return towards your subsequent Hilton keep.
Whereas the price of Hilton award nights is comparatively excessive in comparison with opponents like World of Hyatt, you possibly can earn many extra factors per keep by comparability. Remember to make your Aspire Card your default cost methodology in your Hilton profile.
Associated: Which bank card must you use for Hilton stays?
Backside line
Including the Hilton Aspire Card to your pockets can provide your award journeys a shot of adrenaline.
Whenever you stick with Hilton, you may have Diamond standing for breakfast and lounge entry, obtain bonus factors, earn property credit and (hopefully) rating a room improve.
This card is a superb choice so as to add should you’re even remotely a frequent Hilton visitor or have deliberate a few annual journeys to Hilton properties.
To study extra, learn our full assessment of the Hilton Aspire.
Apply right here: Hilton Honors American Categorical Aspire Card
For charges and charges of the Hilton Aspire Card, click on right here.
