When WestJet Rewards launched its revamped loyalty program earlier this yr, it hinted on the upcoming launch of a brand new bank card for enterprise house owners. In actual fact, the touchdown web page has been dwell on the WestJet web site for a number of months, however the card hasn’t been open for purposes… till now.
At present, WestJet has formally launched a brand new co-branded bank card for enterprise house owners: the WestJet RBC® World Elite Mastercard for Businessǂ.
Let’s take a look at Canada’s latest bank card, and see what sort of worth proposition it affords for enterprise house owners.
The New WestJet RBC® World Elite Mastercard for Businessǂ
WestJet’s latest co-branded credit score for enterprise house owners is formally referred to as the WestJet RBC® World Elite Mastercard for Businessǂ, which comes with an annual price of $175.†
You may add as much as 9 extra cardholders to your account at a price of $75 every,† and all the factors earned on their playing cards pool into the first cardholder’s account.
Be aware that this card isn’t accessible for on-line purposes in the meanwhile. To use, you’ll want to go to your native RBC department or name 1-866-783-6292 to talk to an advisor.
Welcome Bonus
On the outset, the cardboard affords 35,000 WestJet factors as a welcome bonus, that are awarded upon making your first buy.†
We worth WestJet factors at 1 cent per level, and utilizing this determine, we’d peg a price of $350 on the welcome bonus. In case you issue within the card’s annual price, we arrive at a first-year worth of $175 (with out bearing in mind the cardboard’s different options).
As a reminder, WestJet Rewards underwent an enormous transformation earlier this yr, and you’ll find the whole lot you have to find out about it in our Important Information to WestJet Rewards.
WestJet RBC® World Elite Mastercard for Businessǂ
- Earn 35,000 WestJet factors upon making your first buy†
- Complimentary WestJet Silver standing in your first yr and the next yr†
- Standing Raise as much as 50 occasions per yr and earn standing with out flying†
- Automated WestJet Biz Program Tier 1 enrollment†
- WestJet factors by no means expire
- Minimal earnings: $80,000 private or $150,000 family or minimal annual enterprise income of $250,000
- Annual price: $175
Class Incomes Charges
The cardboard has a three-tiered incomes construction for every day spending, which is printed as follows:
- Earn 3 WestJet factors per greenback spent on eligible WestJet flights and WestJet Holidays packages†
- Plus, you’ll get a further 3 WestJet factors per greenback spent on account of the Silver standing that comes with the cardboard (see beneath)†
- Earn 3 WestJet factors per greenback spent on telecommunications, transport, and electronics purchases†
- Earn 1.5 WestJet factors per greenback spent on all different eligible purchases†
As soon as once more, if we use our valuation of WestJet factors at 1 cent per level, you’re taking a look at a 6% return on WestJet purchases (or 3% if you happen to don’t keep your Silver standing after the primary two years), a 3% return on telecommunications, transport, and electronics purchases, and a 1.5% return on the whole lot else.
Perks & Advantages
The WestJet RBC® World Elite Mastercard for Businessǂ affords a handful of significant advantages for WestJet loyalists.
WestJet Silver Standing
Notably, the first enterprise cardholder receives complimentary WestJet Silver standing till December 31 of the next yr after approval.†
Because of this if you happen to’re authorised for the cardboard in August 2025, you’ll take pleasure in WestJet Silver standing till December 31, 2026. After that, Silver standing will be maintained by spending $30,000 yearly on the cardboard.†
Sometimes, Silver standing requires $4,000 of Tier Qualifying Spend, and comes with the next advantages (amongst others):
- Two free checked baggage for you and as much as eight friends on the identical reservation†
- Precedence check-in and boarding†
- Lounge passes†
As we see with its private counterpart – the WestJet® RBC World Elite Mastercardǂ – the WestJet RBC® World Elite Mastercard for Businessǂ affords one free checked bag for the cardholder and as much as eight passengers on the identical reservation. Be aware that this profit is simply significant if you happen to don’t handle to keep up your Silver standing after the complimentary standing has expired.
Standing Raise
This card additionally options Standing Raise, which helps you earn WestJet standing by means of bank card spending.
For each $5,000 spent on the cardboard, you’ll earn $200 in Tier Qualifying Spend,† which helps you earn or enhance your WestJet Rewards standing.
You may rise up to 50 Standing Lifts every year, which might lead to you reaching top-tier Platinum standing with out ever having set foot in a aircraft. This is able to require spending $250,000 in your card.
As a reminder, WestJet’s Elite Tiers include the next quantities of Tier Qualifying Spend:
- Silver: $4,000 ($100,000 of bank card spending (this standing is complimentary with the cardboard upon spending $30,000 every year))
- Gold: $6,000 ($150,000 of bank card spending)
- Platinum: $10,000 ($250,000 of bank card spending)
WestJet Biz Program Enrollment
Main cardholders are mechanically enrolled in Tier 1 of the WestJet Biz Program†, which incorporates:
- As much as 15% off flights on home, transborder, and transatlantic routes†
- Versatile reserving by means of westjetbiz.com, your TMC, or your journey agent†
Different Advantages
Different advantages embrace the power to save lots of 3¢/L on gas at Petro-Canada while incomes 20% extra Petro-Factors at Petro Canada by linking your card together with your Petro-Factors membership,† entry to airport lounges as a part of the Mastercard Journey Move supplied by DragonPass† ($32 (USD) per lounge go to), and entry to the Mastercard Concierge Companies for last-minute restaurant and occasion bookings.†
Lastly, cardholders obtain a 12-month complimentary DashPass subscription±, to take pleasure in limitless deliveries with $0 supply charges on orders of $15 or extra whenever you pay together with your eligible RBC bank card.†
Insurance coverage
As a journey bank card, the WestJet RBC® World Elite Mastercard for Businessǂ affords a set of insurance coverage protection.
Importantly, if you happen to redeem WestJet factors in your reserving and pay the rest of the steadiness together with your WestJet RBC® World Elite Mastercard for Businessǂ, the insurance coverage protection will apply.†
The WestJet RBC® World Elite Mastercardǂ comes with the next insurance coverage protection:
- Emergency medical insurance coverage for the primary 15 consecutive days of any out-of-province journeys for travellers underneath the age of 65 or the primary three consecutive days for these 65 and up†
- Journey interruption insurance coverage of as much as $5,000 per lined individual per journey, as much as a most of $25,000†
- Journey accident insurance coverage of as much as $500,000 in opposition to unintentional dying or dismemberment†
- Flight delay insurance coverage of as much as $250 per day per lined individual, as much as an general whole of $500 per prevalence for all lined individuals. Protection begins 4 hours after a missed connection, delayed flight, or denied boarding.†
- Baggage delay insurance coverage of as much as $500 per prevalence per lined individual starting 4 hours after arrival when your baggage is misplaced or delayed, as much as an general whole of $2,500 per prevalence for all lined individuals†
- Auto rental harm and theft insurance coverage, which can assist you save on the insurance coverage charges that rental firms prefer to impose for automobiles as much as a MSRP of $65,000 and as much as 48 consecutive days†
- Lodge/motel housebreaking insurance coverage of as much as $2,500 per prevalence within the mixture†
- Buy safety safety of 90 days and prolonged guarantee that doubles the unique guarantee as much as 1 yr†
- Cellular gadget safety of as much as $2,000†
Ought to You Apply for the WestJet RBC® World Elite Mastercard for Businessǂ?
It’s nice to see WestJet launching a product for enterprise house owners, because it fills a niche within the airline’s suite of co-branded bank cards. On that be aware, will we see a premium WestJet co-branded bank card sooner or later?
On the entire, I’d say that the cardboard affords significant perks for WestJet loyalists, and it’s a superb card to contemplate if you happen to fly typically with WestJet.
In my view, the very best perk supplied on the cardboard is Silver standing, particularly because it’s complimentary for the primary yr and thru to the top of the following calendar yr.
Plus, many enterprise house owners gained’t have any troubles hitting the $30,000 spending requirement to keep up it on an ongoing foundation.
There’s additionally a powerful return on spending for WestJet purchases: 3 WestJet factors per greenback by the use of the cardboard, and a further 3 factors per greenback by the use of Silver standing.
That works out to a 6% return (utilizing our valuation of 1 cent per level), which is nice.
On the similar time, your factors are locked into the WestJet Rewards program, and also you gained’t have as a lot flexibility to your redemptions as you’d with the factors earned on, say, the Enterprise Platinum Card from American Categorical or the RBC Avion Visa Infinite Enterprise.
Each American Categorical Membership Rewards factors and RBC Avion factors do the whole lot that WestJet factors can (so do Scene+ factors, for that matter), however in addition they supply way more by the use of switch companions and loads of alternatives for outsized worth.
Enterprise Credit score Playing cards with Versatile Factors
Conclusion
WestJet has simply launched a brand new co-branded bank card for enterprise house owners – the WestJet RBC® World Elite Mastercard for Businessǂ.
In case you’re a enterprise proprietor seeking to rating WestJet perks, the WestJet RBC® World Elite Mastercard for Businessǂ definitely matches that invoice, and I’d say it’s price having this card to meet the spending requirement for Silver standing and utilizing it for WestJet purchases.
Nevertheless, if you happen to’re a enterprise proprietor seeking to maximize your rewards, there are different factors packages on the market that provide higher alternatives for outsized worth and extra flexibility to your journey plans.
†Phrases and circumstances apply. RBC just isn’t answerable for sustaining the content material on this web site.
Digital purposes will not be presently accessible for this card; candidates must name the RBC Recommendation Centre or go to an RBC Department.
