Day by day, an auto producer appears to launch a brand new electrical automobile. EVs are definitely well-liked proper now. In contrast to conventional vehicles, you possibly can skip the gasoline pump, however electrical automobiles do need to be charged, both at charging stations or at residence.
In the event you’re like me (and most EV homeowners), you usually have to cost your automobile at public EV charging stations. To profit from this unavoidable expense, it is sensible to pay with a bank card that earns bonus rewards for EV charging. I cease by a charging station a number of occasions per week, and since I can not keep away from the fee, I make certain to maximise my spending by incomes additional rewards each time.
Beneath, I’ve compiled an inventory of eight of one of the best playing cards for EV charging. Along with these playing cards making it doable to earn probably the most rewards on these purchases, none of them have annual charges over $100. In truth, most have no annual charge in any way.
Let’s soar into the small print.
Comparability of one of the best playing cards for EV charging
| Card | Welcome supply | Incomes charges on EV charging | Annual charge |
|---|---|---|---|
| Financial institution of America® Personalized Money Rewards bank card | Earn a $200 on-line money rewards bonus after spending $1,000 on purchases throughout the first 90 days of account opening. | Earn 6% money again (for the primary yr, then 3% again thereafter) on the primary $2,500 in mixed purchases every quarter on choose classes, together with EV charging stations. | $0 |
| Chase Freedom Flex® (see charges and costs) | Earn $200 after spending $500 on purchases within the first three months from account opening. | Earn 5% money again on as much as $1,500 spent on EV charging when included as a quarterly rotating class (then 1% again thereafter; activation required).
If EV charging stations will not be a rotating class that quarter, then you definitely’ll earn 1% money again. |
$0 |
| Citi Strata Premier® Card (see charges and costs) | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months of account opening. | Earn a limiteless 3 factors per greenback spent at EV charging stations. | $95 |
| Costco Anyplace Visa® Card by Citi (see charges and costs) | N/A. | Earn 4% money again at EV charging stations on as much as $7,000 in mixed spending per yr (then 1% again thereafter). | $0 (requires a Costco membership) |
| PenFed Platinum Rewards Visa Signature® Card | Earn 15,000 bonus factors after spending $1,500 on purchases within the first 90 days of account opening.
|
Earn a limiteless 5 factors per greenback spent at EV charging stations. | $0 |
| Wells Fargo Attune® Card | Earn a $100 money rewards bonus after spending $500 on purchases within the first three months of account opening. | Earn a limiteless 4% money again at EV charging stations. | $0 |
| Wells Fargo Autograph® Card (see charges and costs) | Earn 20,000 bonus factors after spending $1,000 on purchases within the first three months of account opening. | Earn a limiteless 3 factors per greenback spent at EV charging stations. | $0 |
| U.S. Financial institution Money+® Visa Signature® Card+ | Earn a $200 bonus after spending $1,000 on purchases inside 90 days of account opening. | Earn 5% money again on two classes of your selection, together with EV charging, on mixed purchases of as much as $2,000 every quarter (then 1% again thereafter). | $0 |
The knowledge for the PenFed Platinum Rewards Visa Signature, the Wells Fargo Attune and the U.S. Financial institution Money+ playing cards has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Financial institution of America Personalized Money Rewards bank card
Welcome supply: Earn a $200 on-line money rewards bonus after spending $1,000 on purchases throughout the first 90 days of account opening.
Annual charge: $0.
Incomes charges:
- Earn 6% money again (for the primary yr, then 3% thereafter) on one of many following classes: eating, drugstores, residence enchancment/furnishings, gasoline and electrical automobile charging stations, on-line procuring (together with cable, streaming, web and telephone companies) and journey.*
- Earn 2% money again at grocery shops and wholesale golf equipment.*
- Earn 1% money again on all different purchases.
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*There’s a mixed quarterly spending cap of $2,500; after that, you will earn 1% money again.
Why we prefer it: The Personalized Money has increased quarterly spending caps than different competitor playing cards. In the course of the first yr, you can earn 6% money again on EV charging on as much as $2,500 spent every quarter. Plus, when you’re a member of the Financial institution of America Most well-liked Rewards® program, you possibly can earn as much as 75% more money again.
Nevertheless, after the primary yr, there could also be higher choices, as different playing cards earn a limiteless 3% in rewards on EV charging.
For extra particulars, learn our full evaluate of the Financial institution of America Personalized Money.
Apply right here: Financial institution of America Personalized Money Rewards bank card
Associated: 5 causes to maintain a cash-back bank card in your pockets
Chase Freedom Flex
Welcome supply: Earn $200 after spending $500 on purchases within the first three months from account opening.
Annual charge: $0.
Incomes charges:
Why we prefer it: This card is a stable possibility for on a regular basis spending, as you will earn at the very least 1% money again on all purchases. Nevertheless, you are able to do higher on EV charging until it is a part of the 5% quarterly rotating classes. (Activation is required.) The present classes for the third quarter embrace EV charging, gasoline, Instacart and choose stay leisure.
Plus, when you pair this card with an Final Rewards-earning card just like the Chase Sapphire Most well-liked® Card (see charges and costs), you convert money again to factors and have entry to Chase’s spectacular roster of 14 journey companions.
For extra particulars, learn our full evaluate of the Chase Freedom Flex.
Apply right here: Chase Freedom Flex
Associated: 4 explanation why I like to recommend the Chase Freedom Flex to newbies
Citi Strata Premier Card
Welcome supply: Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months of account opening. Based mostly on TPG’s August 2025 valuations, this bonus is price $1,140.
Annual charge: $95.
Incomes charges:
- Earn 10 factors per greenback spent on inns, automobile leases and sights booked by the Citi Journey portal.
- Earn 3 factors per greenback spent on purchases within the following classes: air journey, EV charging stations, gasoline stations, inns, supermarkets and eating places (together with takeout).
- Earn 1 level per greenback spent on all different purchases.
Why we prefer it: For a modest $95 annual charge, you will earn a limiteless 3 factors per greenback spent on EV charging. Moreover, you will earn 3 factors per greenback spent at supermarkets. Since most EV chargers are at or close to supermarkets, you are able to do your grocery procuring whereas charging your automobile and supercharge your earnings. Plus, this card gives some stable journey protections, and factors are absolutely transferable to any of Citi’s journey companions.
Personally, I’m contemplating including this card to my pockets subsequent, particularly since Citi just lately added American Airways as a switch associate.
For extra particulars, learn our full evaluate of the Citi Strata Premier.
Apply right here: Citi Strata Premier Card
Associated: When (and why) you must downgrade from the Citi Strata Premier to the Citi Strata Card
Costco Anyplace Visa Card
Welcome supply: None, however you could possibly obtain a welcome supply when you apply in a Costco warehouse.
Annual charge: $0 (Costco membership is required).
Incomes charges:
- Earn 5% money again on gasoline at Costco and 4% money again on different gasoline and EV charging purchases on as much as $7,000 in mixed spending per yr, then 1% money again thereafter.
- Earn 3% money again at eating places and on eligible journey purchases, together with Costco Journey.
- Earn 2% money again on all different Costco purchases.
- Earn 1% money again on all different purchases.
Why we prefer it: Cardholders can earn 4% money again on EV charging on as much as $7,000 spent per yr. Plus, when you store at Costco regularly, you possibly can earn bonus money again on any purchases made on the wholesaler.
The one disadvantage of this card is that it requires a Costco membership, which prices at the very least $65 per yr. Moreover, money again is simply issued as soon as per yr, which isn’t supreme for many who like to make use of their earned rewards month-to-month. The money again you earn can also be issued as a reward certificates; to obtain money in your money again, you will have to enter a bodily Costco location to redeem the reward certificates.
For extra particulars, learn our full evaluate of the Costco Anyplace Visa.
Apply right here: Costco Anyplace Visa Card
Associated: How my Costco Anyplace Visa Card by Citi is a workhorse with regards to money again
PenFed Platinum Rewards Visa Signature Card
Welcome supply: Earn 15,000 bonus factors after spending $1,500 on purchases within the first 90 days of account opening.
Annual charge: $0.
Incomes charges:
- Earn 5 factors per greenback spent on gasoline paid on the pump and at EV charging stations.
- Earn 3 factors per greenback spent at supermarkets (together with most Goal and Walmart areas) and eating places, and on TV, radio, cable and streaming companies.
- Earn 1 level per greenback spent on all different purchases.
Why we prefer it: EV homeowners will take pleasure in incomes a limiteless 5 factors per greenback spent on EV charging. Plus, the grocery store class consists of most Goal and Walmart areas, one thing sometimes not discovered on most bank cards. Plus, the cardboard has cellphone safety and no international transaction charges, which is nearly exceptional to have collectively on a no-annual-fee card.
The one draw back is kind of an enormous one: Factors cannot be redeemed for money again, and there aren’t any switch companions. Factors can solely be redeemed for present playing cards, procuring or journey booked by PenFed’s rewards portal at a price of lower than 1 cent per level.
That stated, you do not have to be a PenFed member to use for a bank card.
Wells Fargo Attune Card
Welcome supply: Earn a $100 money rewards bonus after spending $500 on purchases within the first three months of account opening.
Annual charge: $0.
Incomes charges:
- Earn 4% money again on self-care, together with magnificence and barbershops; health club memberships and health studios; well being and wonder spas; and therapeutic massage parlors.
- Earn 4% money again on sports activities, recreation and leisure.
- Earn 4% money again on planet-friendly purchases, together with antiques and secondhand shops, EV charging stations and public transit (similar to buses, ferries and trains).
Why we prefer it: The Wells Fargo Attune is one other wonderful cash-back possibility with no annual charge for EV homeowners. You may earn a limiteless 4% money again on purchases categorized as “planet-friendly purchases,” together with EV charging. Plus, there is a laundry listing of different distinctive classes often excluded from bonus earnings you can earn 4% money again on.
Moreover, when you pair this card with an Autograph card, you possibly can convert your money again to factors and have entry to Wells Fargo’s switch companions.
Associated: Greatest Wells Fargo bank cards
Wells Fargo Autograph Card
Welcome supply: Earn 20,000 bonus factors after spending $1,000 on purchases within the first three months of account opening.
Annual charge: $0.
Incomes charges:
- 3 factors per greenback spent on eating (consists of takeout, catering and meals supply companies).
- 3 factors per greenback spent on journey (airfare, inns, automobile leases, cruises and extra).
- 3 factors per greenback spent at gasoline stations and EV charging stations.
- 3 factors per greenback spent on transit, eligible streaming companies and telephone plans.
- 1 level per greenback spent on different purchases.
Why we prefer it: EV homeowners will earn a limiteless 3 factors per greenback spent on EV charging with no annual charge. Plus, a number of different helpful on a regular basis spending bonus classes supply a limiteless 3 factors per greenback. These factors might be transferred to Wells Fargo’s small however mighty roster of seven switch companions.
For extra particulars, learn our full evaluate of the Wells Fargo Autograph.
Apply right here: Wells Fargo Autograph Card
Associated: Wells Fargo Autograph vs. Autograph Journey: Must you pay an annual charge for extra advantages?
U.S. Financial institution Money+ Visa Signature Card
Welcome supply: Earn a $200 bonus after spending $1,000 on purchases inside 90 days of account opening.
Annual charge: $0.
Incomes charges:
- Earn 5% money again on pay as you go air, resort and automobile reservations booked by the U.S. Financial institution Rewards Journey Middle.
- Earn 5% money again on as much as $2,000 spent in two classes of your selection every quarter, then 1% money again thereafter. Obtainable classes embrace cellphone suppliers, malls, digital shops, quick meals, furnishings shops, floor transportation, gyms and health facilities, residence utilities, film theaters, choose outfitters, sporting items shops and TV, web and streaming.
- Earn 1% money again on all different purchases.
Why we prefer it: With this card, you possibly can choose two quarterly 5% cash-back classes to make use of for purchases totaling as much as $2,000. That is good as a result of it permits you to earn an extra 5% on one other class, as it’s unlikely you will spend $2,000 on EV charging per quarter until you are a real highway warrior.
For extra particulars, learn our full evaluate of the U.S. Financial institution Money+.
Associated: Why you might have considered trying a cash-back card
Contemplate a flat-rate incomes card
If not one of the choices above attraction to you, take into account a flat-rate incomes card, additionally generally known as a catchall card. These playing cards sometimes earn the identical price on all purchases, together with EV charging, which means you do not have to recollect bonus classes and make sure you’re utilizing the best card for every buy.
A few of our high picks embrace:
The knowledge for the Apple Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Associated: The most effective bank cards so as to add to your pockets
What if I cost at residence?
For EV homeowners who cost their automobile at residence, their utility firm will often invoice them. Subsequently, lots of the choices listed above would most probably solely earn 1% in rewards.
In the event you cost at residence most regularly, my choose is the Venmo Credit score Card. With this card, you will earn 3% money again within the class you spend probably the most in, together with utilities. You do not have to pick any classes, and Venmo will robotically change this class primarily based in your spending patterns.
This was my go-to EV charging card after I beforehand lived in a townhome and charged my automobile in my storage since all my charging prices had been funneled by my electrical invoice.
The knowledge for the Venmo Credit score Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
The U.S. Financial institution Money+ is one other stable possibility. You’ll be able to choose residence utilities as certainly one of your two quarterly classes and earn 5% money again on purchases totaling as much as $2,000.
Lastly, you can use any of the flat-rate playing cards talked about above to cowl utility purchases.
Associated: Money again vs. journey rewards: How to decide on a bank card
Backside line
Proudly owning an electrical automobile can prevent a whole lot every year by not having to go to the gasoline pump. Nevertheless, you’ll have to cease at EV charging stations to maintain your automobile powered.
Including certainly one of these playing cards to your pockets can make sure you’re maximizing the rewards you earn the subsequent time you plug your automobile in.
Associated: The most effective gasoline bank cards so as to add to your pockets
