Few issues make journey really feel extra luxurious than escaping the crowds and stress-free in an airport lounge. Whether or not it’s complimentary snacks, an open bar, or only a quiet seat away from screaming toddlers, lounge entry can take the sting off journey days.
In the event you’re a Canadian trying to rating free airport lounge entry, you don’t want elite airline standing or a first-class ticket—you simply want the precise bank card.
On this information, we break down all of the Canadian bank cards that provide complimentary lounge entry, together with the kind of entry, lounge networks, and what number of passes you get per yr.
All Canadian Credit score Playing cards with Lounge Entry — In a Nutshell
Understanding the Forms of Airport Lounge Entry
There are 4 several types of lounge networks that include Canadian bank cards.
Relying in your bank card, you may get entry to a worldwide lounge community like Precedence Go, or be restricted to airline-branded lounges. Right here’s a fast breakdown of the principle sorts:
Precedence Go
One of many largest impartial airport lounge packages on this planet, with entry to over 1,300 lounges throughout 600+ cities. It contains a mixture of contract lounges globally and is particularly helpful when flying financial system or with non-alliance airways.
Visa Airport Companion Program (Powered by DragonPass)
Supplied by means of Visa Infinite and Visa Infinite Privilege playing cards, this program makes use of the DragonPass lounge community, which incorporates many Plaza Premium areas in Canada and lounges all over the world. Some playing cards embody complimentary visits, whereas others require you to pay a reduced entry payment.
Mastercard Journey Go (by DragonPass)
Much like the Visa model however tied to World Elite Mastercard merchandise. Requires enrolment by means of Mastercard’s Journey Go portal.
Airline-Branded Lounges
These are operated instantly by airways akin to Air Canada, WestJet, Air France, and KLM. Entry is usually tied to flying with that particular airline, typically on the identical day, and should include visitor privileges relying in your card.
Entry is usually restricted to flights operated by the issuing airline (and typically solely when flying in a premium cabin or on a same-day ticket).
Premium Private Playing cards with Lounge Entry
The American Categorical Platinum Card
Extensively thought of essentially the most complete journey card in Canada, the American Categorical Platinum Card presents limitless entry to over 1,300 lounges worldwide.
This contains Precedence Go (lounges solely, no eating places), Plaza Premium, Centurion Lounges, and Delta Sky Golf equipment when flying Delta.
Observe: Beginning January 1, 2027, Amex will cap complimentary Plaza Premium and Precedence Go visits at six every per calendar yr for main Platinum cardholders (two for supplementary Platinum playing cards), except you set $20,000+ in annual spend on the account to unlock limitless entry once more.
Past lounge entry, it comes with a $200 annual journey credit score, a $200 eating credit score, Marriott Bonvoy Gold and Hilton Honors Gold standing, and top-tier journey insurance coverage.
The $799 annual payment isn’t low cost—however for frequent flyers who can take full benefit, it’s simply justifiable.
American Categorical Platinum Card
- Earn 80,000 MR factors upon spending $10,000 within the first three months
- Plus, earn 30,000 MR factors upon making a purchase order in months 15–17 as a cardholder
- Earn 2x MR factors on all eating and journey purchases
- Obtain an annual $200 journey credit score
- Obtain an annual $200 eating credit score
- Switch MR factors to Aeroplan, The British Airways Membership, Flying Blue, and different frequent flyer packages for premium flights
- Limitless airport lounge entry for you and one visitor at Precedence Go, Plaza Premium, Centurion, and different lounges
- Credit and rebates for every day bills all year long with Amex Provides
- Bonus MR factors for referring household and associates
- Annual payment: $799
Scotiabank Platinum American Categorical® Card
The Scotiabank Platinum American Categorical® Card features a Precedence Go membership with 10 complimentary lounge visits per yr for the first cardholder, and 4 for a supplementary cardholder. That’s a beneficiant lounge profit for a card at this worth level—particularly when you worth the widespread availability of Precedence Go lounges.
You’ll earn 4 Scene+ factors per greenback spent† on resorts, automotive leases, and experiences booked by means of Scene+ Journey, and a flat 2 Scene+ factors per greenback spent on all different purchases†. Whereas it doesn’t supply the identical excessive class bonuses because the Scotiabank Gold American Categorical® Card, its constant 2x earn charge nonetheless outpaces the bottom earn charges on many different premium playing cards.
Further perks embody no overseas transaction charges, which is a significant win for worldwide travellers, and entry to Amex Provides, which offer common assertion credit or bonus factors at fashionable retailers. With a $399 annual payment, this card delivers wonderful worth by means of a mixture of lounge entry, versatile rewards, and travel-friendly advantages.
Scotiabank Platinum American Categorical® Card
- Earn 60,000 Scene+ factors upon spending $3,000 within the first three months
- Earn an further 20,000 Scene+ factors upon spending $10,000 within the first 14 months
- Plus, earn 2x Scene+ factors on all purchases
- Precedence Go membership with 10 complimentary lounge visits per yr
- Benefit from the unique advantages of being an American Categorical cardholder, together with Amex Provides
- Annual payment: $399
Scotiabank Passport® Visa Infinite Privilege* Card
The Scotiabank Passport® Visa Infinite Privilege* Card presents 10 complimentary lounge visits yearly by way of the Visa Airport Companion Program, together with no overseas transaction charges—making it particularly enticing for worldwide travellers.
You’ll earn 3 Scene+ factors per greenback spent on journey†—together with flights, resorts, and transit—and an additional 3 factors per greenback once you guide by means of Scene+ Journey.†
Whereas the earn charges exterior of journey classes are modest, the mixture of FX financial savings, lounge entry, and powerful insurance coverage makes this a really well-rounded premium possibility.
Scotiabank Passport® Visa Infinite Privilege* Card
- Earn 30,000 Scene+ factors upon spending $3,000 within the first three months
- Plus, earn a further 45,000 Scene+ factors upon spending $20,000 within the first six months
- And, earn a further 25,000 Scene+ factors once you make not less than one eligible buy in the course of the 14th month of account opening
- Earn 3x Scene+ factors on eligible journey purchases
- Earn 2x Scene+ factors on eating and leisure purchases
- Visa Airport Companion membership with 10 free lounge visits per yr
- $250 annual journey credit score
- Redeem factors for a press release credit score towards any journey expense
- Minimal earnings: $150,000 private or $200,000 family
- Annual payment: $599
CIBC Aventura® Visa Infinite Privilege* Card
This premium CIBC Aventura® Visa Infinite Privilege* Card contains six complimentary lounge visits per yr by means of the Visa Airport Companion Program. Whereas not limitless, it covers most informal or average journey wants.
You’ll additionally take pleasure in sturdy journey insurance coverage, airport perks, and versatile Aventura Factors.
CIBC Aventura® Visa Infinite* Card
- Earn 15,000 CIBC Aventura factors after making your first buy†
- Earn 30,000 CIBC Aventura factors after spending $3,000 within the first 4 month-to-month assertion durations†
- Earn 15,000 CIBC Aventura factors after spending $5,000 within the first 4 month-to-month assertion durations†
- Earn 2x CIBC Aventura factors on all purchases by means of the CIBC Rewards Centre†
- Earn 1.5x CIBC Aventura factors on eligible gasoline, groceries, EV charging, and drugstore purchases†
- 4 complimentary lounge visits per yr with the Visa Airport Companion Program†
- NEXUS utility payment rebate of as much as $200 (CAD)†
- 12-month Skip+ free trial and different unique advantages once you hyperlink your CIBC Aventura® Visa Infinite* Card with Skip†
- Minimal earnings: $60,000 private or $100,000 family†
- Annual payment: $139 (rebated for the primary yr)†
RBC Avion® Visa Infinite Privilege†
You’ll get 6 complimentary lounge visits per yr by means of the Visa Airport Companion Program with the RBC Avion® Visa Infinite Privilege†, making this a strong premium card for infrequent lounge use.
What units this card aside is its affiliation with the RBC Avion program—the one Canadian financial institution rewards program aside from Amex that lets you switch factors to airline companions.
You may transfer Avion factors to packages like American Airways AAdvantage, British Airways Government Membership, and Cathay Pacific Asia Miles, making it a superb alternative when you’re into reserving premium cabins with factors.
With sturdy insurance coverage, Visa Infinite Privilege perks, and first rate journey earn charges, it’s a dependable journey companion—particularly when you’re already banking with RBC.
RBC® Avion Visa Infinite Privilege†
- Earn as much as 35,000 Avion factors upon approval†
- Then, earn 20,000 Avion factors upon spending $5,000 within the first six months†
- Then, earn 15,000 Avion factors as a one-time anniversary bonus upon renewal†
- Plus, earn 1.25x RBC Avion factors† on all qualifying purchases
- Use your rewards for any enterprise class flight with no restrictions on dates, seats, or airways†
- Switch factors to one in all 4 airline companions†
- DragonPass membership with six free lounge visits per yr†
- Minimal earnings: $200,000 private or family†
- Annual payment: $399†
BMO eclipse Visa Infinite Privilege* Card
The BMO eclipse Visa Infinite Privilege* Card contains six complimentary lounge visits per yr by means of the Visa Airport Companion Program powered by DragonPass.
Whereas it doesn’t supply limitless entry, it’s on par with different Visa Infinite Privilege playing cards and contains the choice to carry friends.
The place this card actually stands out is its 5x earn charge on eating, groceries, gasoline, journey—and drugstore purchases, making it the highest-earning Canadian card for Customers Drug Mart and Rexall spenders.
It additionally comes with a really versatile $200 annual way of life credit score† to assist offset the $499 annual payment.†
In the event you worth lounge entry and need to maximize rewards on on a regular basis purchases, this is a superb all-rounder within the premium area.
BMO eclipse Visa Infinite Privilege* Card
- Earn 80,000 BMO Rewards factors upon spending $6,000 within the first 110 days
- Plus, earn 40,000 BMO Rewards factors upon spending $30,000 within the first 180 days
- Plus, earn one other 80,000 BMO Rewards factors upon spending $75,000 within the 12 months
- And, earn 5x BMO Rewards factors on groceries, eating, gasoline, drugstores, and journey purchases
- Plus, obtain a $200 way of life credit score once you attain your first yr anniversary
- Dragon Go membership with six free lounge visits per yr
- As much as $200 assertion credit score for the NEXUS utility payment within the first yr.
- Minimal earnings: $150,000 private or $200,000 family
- Annual payment: $599
Mid-Tier Playing cards with Lounge Entry
Scotiabank Passport® Visa Infinite* Card
The Scotiabank Passport® Visa Infinite* Card has lengthy been probably the greatest mid-tier journey playing cards in Canada, providing six complimentary lounge visits per yr by means of the Visa Airport Companion Program.
It additionally stands out for having no overseas transaction charges, which may prevent 2.5% on each buy made in a overseas forex.
You’ll earn Scene+ factors, with a 2x incomes charge on groceries, eating, leisure, and transit globally,† and 1x on every thing else.†
The cardboard’s $150 annual payment is commonly waived within the first yr, making it a fantastic place to begin for travellers trying to dip their toes into lounge entry with out leaping to premium playing cards.
Scotiabank Passport® Visa Infinite* Card
- Earn 40,000 Scene+ factors upon spending $2,000 within the first three months
- Earn 10,000 Scene+ factors upon spending $10,000 within the first six months
- Plus, earn a further 10,000 Scene+ factors upon spending $40,000 yearly
- Earn 2x Scene+ factors on groceries, eating, leisure, and transit
- Plus, earn 3x Scene+ factors on grocery purchases at Sobeys, IGA, Safeway, and FreshCo
- Visa Airport Companion membership with six free lounge visits per yr
- Redeem factors for a press release credit score towards any journey expense
- Minimal earnings: $60,000 private or $100,000 family
- Annual payment: $150
Nationwide Financial institution® World Elite® Mastercard®
The Nationwide Financial institution® World Elite® Mastercard® presents limitless entry to the Nationwide Financial institution Lounge at Montréal-Trudeau (YUL) for your self, plus two visitor passes per yr. Whereas it doesn’t embody DragonPass visits, it’s supreme for Quebec-based travellers who frequent Montreal’s airport.
One standout characteristic is its versatile journey insurance coverage, which incorporates award journey, because you solely have to cost a portion of your journey (akin to taxes and costs) to the cardboard for protection to kick in. That’s uncommon, even amongst premium playing cards, and provides further peace of thoughts when redeeming factors for flights.
Nationwide Financial institution® World Elite® Mastercard®
- Earn 5x À la carte Rewards factors on grocery and restaurant spend†
- Get journey insurance coverage on award journey, in addition to medical protection on longer journeys for ages as much as 75†
- Obtain $150 in annual credit for airport parking, baggage charges, seat choice charges, lounge entry, and airline ticket upgrades†
- Minimal earnings: $80,000 private or $150,000 family
- Annual payment: $150
CIBC Aventura® Visa Infinite* Card
The CIBC Aventura® Visa Infinite* Card contains 4 complimentary visits per yr by means of the Visa Airport Companion Program, powered by DragonPass.
You’ll earn Aventura Factors in your every day spending, which could be redeemed by means of CIBC’s journey portal or for assertion credit, flights, and trip packages.
CIBC Aventura® Visa Infinite* Card
- Earn 15,000 CIBC Aventura factors after making your first buy†
- Earn 30,000 CIBC Aventura factors after spending $3,000 within the first 4 month-to-month assertion durations†
- Earn 15,000 CIBC Aventura factors after spending $5,000 within the first 4 month-to-month assertion durations†
- Earn 2x CIBC Aventura factors on all purchases by means of the CIBC Rewards Centre†
- Earn 1.5x CIBC Aventura factors on eligible gasoline, groceries, EV charging, and drugstore purchases†
- 4 complimentary lounge visits per yr with the Visa Airport Companion Program†
- NEXUS utility payment rebate of as much as $200 (CAD)†
- 12-month Skip+ free trial and different unique advantages once you hyperlink your CIBC Aventura® Visa Infinite* Card with Skip†
- Minimal earnings: $60,000 private or $100,000 family†
- Annual payment: $139 (rebated for the primary yr)†
CIBC Aventura® Gold Visa* Card
The CIBC Aventura® Gold Visa* Card presents 4 complimentary lounge visits per yr by means of the Visa Airport Companion Program, powered by DragonPass—identical to its Visa Infinite sibling.
It earns Aventura Factors that may be redeemed by means of CIBC’s journey portal or for assertion credit, flights, and extra.
What makes this card stand out is its low earnings requirement: you solely want a minimal family earnings of $15,000, making it essentially the most accessible Visa card in Canada that gives lounge entry.
It’s a fantastic entry level for newcomers to journey rewards or those that don’t meet the upper earnings thresholds of Infinite playing cards.
CIBC Aventura® Gold Visa* Card
- Earn 15,000 CIBC Aventura Factors after making your first buy†
- Earn 30,000 CIBC Aventura Factors after spending $3,000 within the first 4 month-to-month assertion durations†
- Earn 15,000 CIBC Aventura Factors after spending $5,000 within the first 4 month-to-month assertion durations†
- Earn 2x CIBC Aventura Factors on all eligible purchases by means of the CIBC Rewards Centre†
- Earn 1.5x CIBC Aventura Factors on eligible gasoline, groceries, and drugstore purchases†
- 4 complimentary lounge visits per yr with the Visa Airport Companion Program†
- NEXUS utility payment rebate of as much as $200 (CAD)†
- 12-month Skip+ free trial and different unique advantages once you hyperlink your CIBC Aventura® Gold Visa* Card with Skip†
- Minimal earnings: $15,000 family†
- Annual payment: $139 (rebated for the primary yr)†
TD First Class Journey® Visa Infinite* Card
The TD First Class Journey® Visa Infinite* Card will start providing 4 complimentary lounge visits by means of the Visa Airport Companion Program beginning April 30, 2025.
Till then, it’s not a lounge card—nevertheless it earns TD Rewards factors and presents versatile redemptions by means of Expedia for TD or as a press release credit score.
In the event you already maintain this card or need to get one now, it’s price figuring out that lounge entry is on the horizon—making it a stronger contender within the close to future.
TD First Class Journey® Visa Infinite* Card
- Earn 20,000 TD Rewards Factors upon making your first buy†
- Earn 145,000 TD Rewards Factors upon spending $7,500 inside 180 days of account opening†
- Plus, earn a Birthday Bonus of as much as 10,000 TD Rewards Factors†
- Plus, earn 8x TD Rewards Factors† on eligible journey purchases once you guide by means of Expedia® for TD†
- Get an annual TD Journey Credit score† of $100 once you guide by means of Expedia® for TD†
- Use your rewards for any journey bookings obtainable on Expedia® for TD†
- 4 complimentary lounge visits by means of the Visa Airport Companion Program†
- Minimal earnings: $60,000 private or $100,000 family
- Annual payment: $139, obtain an annual payment rebate for the primary yr†
BMO Ascend World Elite®* Mastercard®*
The BMO Ascend World Elite®* Mastercard®* presents 4 complimentary visits per yr by means of Mastercard Journey Go by DragonPass, which is sufficient for just a few round-trips with lounge entry. Visitor entry is allowed however makes use of up your go to allotment.
You’ll earn BMO Rewards factors and get complete journey insurance coverage, together with emergency medical protection, flight delay, and misplaced baggage safety.
For many who desire a Mastercard possibility with sturdy insurance coverage and a few lounge perks, this card delivers.
BMO Ascend World Elite®* Mastercard®*
- Earn 45,000 BMO Rewards factors upon spending $5,000 within the first 110 days
- Then, earn 20,000 BMO Rewards factors upon spending a complete of $10,000 throughout the first 180 days
- Plus, earn 35,000 BMO Rewards factors upon spending a complete of $20,000 throughout the first 12 months
- Get a DragonPass membership with 4 lounge passes per yr
- Obtain a NEXUS assertion credit score of as much as $200 within the first yr
- Annual payment waived in your first anniversary for main cardholders and licensed customers.
Airline Co-Branded Playing cards with Lounge Entry
American Categorical® Aeroplan®* Reserve Card
With the American Categorical Aeroplan Reserve Card card, you’ll get limitless entry to Maple Leaf Lounges and Air Canada Cafés when flying on Air Canada, however with the added flavour of Amex-exclusive perks.
This premium Aeroplan card offers you limitless entry to Maple Leaf Lounges and Air Canada Café when flying on a same-day Air Canada ticket, and it contains complimentary entry for one visitor as effectively.
You’ll additionally take pleasure in premium airport perks like precedence check-in, boarding, and a free first checked bag.
It presents an industry-leading incomes charge of 3 Aeroplan factors per greenback spent on Air Canada purchases, making it the highest-earning Aeroplan co-branded card when reserving instantly with the airline.
You’ll additionally get most popular pricing on Aeroplan flight rewards, which helps stretch your factors even additional.
In the event you’re loyal to Air Canada and wish sturdy earn charges, elite-style perks, and constant lounge entry for you and a journey companion, this card is a prime contender.
American Categorical Aeroplan Reserve Card
- Earn 60,000 Aeroplan factors upon spending $7,500 within the first three months
- Plus, earn 25,000 Aeroplan factors upon spending $2,500 in month 13 as a cardholder
- At all times earn 3x Aeroplan factors on Air Canada purchases and 2x Aeroplan factors on eating and meals supply
- And, earn 1.25x Aeroplan factors on all different eligible purchases
- Aeroplan most popular pricing, free first checked bag, precedence check-in and boarding on Air Canada flights
- Limitless Air Canada Maple Leaf Lounge entry in North America
- Bonus Aeroplan factors for referring household and associates
- Get an Air Canada Annual Worldwide Go upon spending $25,000 annually
- No minimal earnings requirement
- Annual payment: $599
TD® Aeroplan® Visa Infinite Privilege* Card
The premium TD® Aeroplan® Visa Infinite Privilege* Card offers you limitless entry to Air Canada Maple Leaf Lounges and Air Canada Café areas inside North America when flying on a same-day Air Canada ticket.†
It additionally contains complimentary entry for one visitor,† making it supreme for {couples} or companions who journey collectively.
You’ll additionally get six complimentary lounge visits per yr by means of the Visa Airport Companion Program,† which could be useful when flying with non-Star Alliance airways.
On prime of lounge entry, you’ll take pleasure in precedence check-in, boarding, and baggage dealing with on Air Canada flights, plus a free first checked bag for you and as much as eight companions on the identical reserving.†
In the event you’re loyal to Air Canada and wish an elite-like expertise constructed into your bank card, this one delivers.
TD® Aeroplan® Visa Infinite Privilege* Card
- Earn 20,000 Aeroplan factors† upon first buy
- Plus, earn a further 35,000 Aeroplan factors† upon spending $12,000 within the first 180 days
- Plus, earn a one-time anniversary bonus of 30,000 Aeroplan factors† upon spending $24,000 inside 12 months of account opening†
- Earn 2x Aeroplan factors† on eligible Air Canada® purchases, together with Air Canada Holidays®†
- Earn 1.5x Aeroplan factors† on eligible gasoline, electrical car charging, groceries, eating, journey, and transit purchases†
- Aeroplan most popular pricing, free checked bag, precedence check-in and boarding on Air Canada flights†
- Limitless Air Canada Maple Leaf Lounge† entry
- Visa Airport Companion Program membership with six free lounge visits per yr
- $100 partial rebate for the NEXUS utility payment each 48 months†
- Minimal earnings: $150,000 private or $200,000 family
- Annual payment: $599
- Supply obtainable for functions authorized on or after September 4, 2025.
CIBC Aeroplan® Visa Infinite Privilege* Card
Functionally similar to the TD model, the CIBC Aeroplan® Visa Infinite Privilege* Card gives limitless entry to Maple Leaf Lounges and Air Canada Cafés, together with complimentary entry for one visitor, so long as you’re flying with Air Canada that day
You’ll additionally get six complimentary lounge visits per yr by means of the Visa Airport Companion Program.
With all the identical journey perks because the TD card—precedence companies, free checked luggage, sturdy insurance coverage—this one comes down to non-public desire.
In the event you financial institution with CIBC or desire their platform, that is your go-to Aeroplan premium card.
CIBC Aeroplan® Visa Infinite Privilege* Card
- Earn 10,000 Aeroplan factors upon spending $1,000 in your first two months†
- Earn 40,000 Aeroplan factors upon spending $5,000 within the first 4 months†
- Plus, earn an anniversary bonus of 50,000 Aeroplan factors upon renewing the cardboard for a second yr, after having spent not less than $25,000 within the first yr†
- Earn 2x Aeroplan factors on Air Canada purchases†
- Earn 1.5x Aeroplan factors on gasoline, groceries, eating, meals supply, electrical car charging, and different journey purchases†
- Aeroplan most popular pricing, free checked bag, precedence check-in and boarding on Air Canada flights†
- Limitless Air Canada Maple Leaf Lounge entry†
- Visa Airport Companion Program membership with six free lounge visits per yr†
- $200 NEXUS utility credit score†
- Minimal earnings: $150,000 private or $200,000 family
- Annual payment: $599
WestJet RBC® World Elite Mastercard‡
Whereas the WestJet RBC® World Elite Mastercard‡ doesn’t supply lounge entry by default, this card offers you the choice to transform your annual WestJet companion voucher into 4 lounge passes.
These can be utilized at WestJet’s Elevation Lounge in Calgary or at choose companion lounges all over the world.
The cardboard additionally presents free checked luggage on WestJet flights, journey insurance coverage, and earns WestJet {dollars} (quickly to be factors) that may be utilized on to base fares. In the event you’re loyal to WestJet and fly by means of Calgary (YYC) typically, this card is a pure match.
WestJet RBC® World Elite Mastercardǂ
- Earn 45,000 WestJet factors upon spending $5,000 within the first three months†
- Obtain an annual companion voucher for discounted journey on WestJet flights, with a co-pay beginning at $119 plus taxes and costs†
- Standing Carry as much as 50 occasions per yr and earn standing with out flying†
- Free first checked bag for the first cardholder and as much as eight friends on the identical reservation once you pay with WestJet RBC® World Elite Mastercardǂ†
- WestJet factors by no means expire
- Minimal earnings: $80,000 private or $150,000 family
- Annual payment: $139
Enterprise Credit score Playing cards with Lounge Entry
Enterprise Platinum Card from American Categorical
The Enterprise Platinum Card from American Categorical presents the identical limitless world lounge entry as the non-public Platinum Card, making it equally priceless for journey—however with added advantages tailor-made to enterprise house owners.
You’ll earn elevated factors on business-related classes and benefit from the flexibility of Amex Membership Rewards.
Whether or not you’re flying for work or combining enterprise with leisure, this card delivers sturdy journey worth—plus, you may be capable to expense the payment.
Enterprise Platinum Card from American Categorical
- Earn 90,000 MR factors upon spending $15,000 within the first three months
- Plus, earn 40,000 MR factors upon making a purchase order in months 15–17 as a cardholder
- And, earn 1.25x MR factors on all purchases
- Additionally, obtain a $200 annual journey credit score
- Switch Membership Rewards factors to Aeroplan, The British Airways Membership, Flying Blue, and different frequent flyer packages for premium flights
- Limitless airport lounge entry for you and one visitor at Precedence Go, Plaza Premium, Centurion, and different lounges
- Credit and rebates for enterprise bills all year long with Amex Provides
- Bonus MR factors for referring household and associates
- Qualify for the cardboard as a sole proprietor
- Annual payment: $799
American Categorical Aeroplan Enterprise Reserve Card
The American Categorical Aeroplan Enterprise Reserve Card presents limitless entry to Maple Leaf Lounges and Air Canada Cafés when flying on a same-day Air Canada ticket—plus one complimentary visitor.
It additionally earns 3 Aeroplan factors per greenback spent on Air Canada purchases and contains most popular pricing on Aeroplan flight rewards.
Enterprise house owners will respect added perks like worker card controls and enhanced reporting.
In the event you personal a enterprise and regularly fly with Air Canada, this card presents a powerful mixture of lounge entry, excessive earn potential, and journey perks underneath one roof.
American Categorical Aeroplan Enterprise Reserve Card
- Earn 70,000 Aeroplan factors upon spending $10,500 within the first three months
- And, earn 25,000 Aeroplan factors upon spending $3,500 in month 13 as a cardholder
- Additionally, earn 3x Aeroplan factors on Air Canada purchases and 2x Aeroplan factors on resorts and automotive leases
- Plus, earn 1.25x Aeroplan factors on all different eligible purchases
- Aeroplan most popular pricing, free first checked bag, precedence check-in and boarding on Air Canada flights
- Limitless Air Canada Maple Leaf Lounge entry in North America
- Bonus Aeroplan factors for referring household and associates
- Get an Air Canada Annual Worldwide Go upon spending $25,000 annually
- Qualify for the cardboard as a sole proprietor
- Annual payment: $599
Scotiabank Passport® Visa Infinite Enterprise* Card
The Scotiabank Passport® Visa Infinite Enterprise* Card presents six complimentary lounge visits per yr by means of the Visa Airport Companion Program.
It additionally carries the identical no overseas transaction charges profit, making it supreme for entrepreneurs who journey internationally and need to save on FX fees.
The cardboard earns Scene+ factors and contains sturdy journey insurance coverage, buy safety, and entry to Visa Infinite Enterprise perks.
At a $199 annual payment, it’s a compelling mid-range possibility for enterprise house owners trying to take pleasure in just a few premium perks.
Scotiabank Passport® Visa Infinite Enterprise* Card
- Earn 30,000 Scene+ factors upon spending $5,000 within the first three months
- Earn 10,000 Scene+ factors upon spending $60,000 within the first 12 months
- Plus, earn 1.5x Scene+ factors on all purchases
- Visa Airport Companion Program membership with six free lounge visits per yr
- No overseas transaction charges
- Qualify on the idea of what you are promoting financials
- $199 annual payment
BMO® Ascend World Elite®* Enterprise Mastercard®*
With two lounge visits per yr by way of Mastercard Journey Go, the BMO® Ascend World Elite®* Enterprise Mastercard®* provides a layer of consolation to what you are promoting journey—with out a premium price ticket.
You’ll additionally earn BMO Rewards factors, which could be redeemed for journey or used to pay down your stability.
The $149 annual payment is comparatively low for a enterprise journey card, and it comes with first rate insurance coverage protection, together with flight delay, journey cancellation, and rental automotive safety.
A sensible decide for small enterprise house owners or freelancers who need occasional lounge entry on the go.
BMO® Ascend World Elite®* Enterprise Mastercard®*
- Earn 20,000 BMO Rewards factors once you make your first buy
- Then, earn as much as 8,000 BMO Reward Factors monthly once you spend not less than $3,000 monthly inside months 3–12
- Earn 4 BMO Rewards factors per greenback spent on gasoline, workplace provides, and telephone/web payments
- Rise up to 7 cents off per litre on all Shell®± gasoline*
- Get 5 free digital healthcare visits per yr with Maple
- DragonPass membership with two free visits per yr
- Qualify for the cardboard with a registered enterprise and minimal private or enterprise earnings
- Annual payment: $0 for the primary yr, then $149
Honourable Mentions
American Categorical Gold Rewards Card
Whereas it’s not a premium card, the Amex Gold Rewards Card quietly presents 4 complimentary Plaza Premium lounge visits per yr. That’s a uncommon perk and with no dependency on DragonPass or Precedence Go networks, entry is extra easy at main Canadian airports.
You’ll earn 2x Membership Rewards factors on journey, gasoline, groceries, and eating places, and the factors could be transferred to airline and lodge companions. In the event you’re in search of a mid-range card that earns effectively and comes with a style of lounge luxurious, this is likely one of the best-kept secrets and techniques in Amex Canada’s lineup.
American Categorical Gold Rewards Card
- Earn 5,000 MR factors upon spending $1,000 in every of the primary 12 months, as much as 60,000 MR factors
- And, earn 10,000 MR factors upon spending $4,000 within the first three months as a cardholder
- Additionally, obtain an annual $100 journey credit score and a $50 NEXUS credit score
- Switch MR factors to Aeroplan, The British Airways Membership, Flying Blue, and different frequent flyer packages for premium flights
- Plaza Premium membership with 4 annual lounge passes
- Credit and rebates for every day bills all year long with Amex Provides
- Bonus MR factors for referring household and associates
- Annual payment: $250
Crypto.com Visa Card
Apart from conventional bank-issued bank cards, there’s additionally one “various” card in Canada that may unlock lounge entry: the Crypto.com Visa, when paired with the Degree Up program and an eligible CRO lockup or subscription.
Lounge entry is tied to your Degree Up tier:
Degree Up Professional (previously Jade/Indigo)
- You may both pay a subscription (in Canada, round CA$39.99/month or CA$399.90/yr) or qualify by way of a CRO lockup within the app.
- Consists of 4 complimentary Precedence Go lounge visits or “journey experiences” per calendar yr for the first person.
- Any further visits, and all friends, are charged US$35 per go to.
Degree Up Non-public (previously Icy/Rose/Obsidian)
- Sometimes requires a 12-month CRO lockup beginning at roughly CA$65,000 price of CRO (precise thresholds can differ and are proven in-app).
- Consists of limitless Precedence Go lounge visits and journey experiences for you and one visitor, with further friends at US$35 per go to.
In each instances, entry is delivered by way of a digital Precedence Go membership utilizing an invite code within the Crypto.com app – you current the Precedence Go app, not the Crypto.com card itself, on the lounge.
As a result of this setup depends on crypto pricing, CRO lockups, and a paid subscription mannequin that Crypto.com can change, it carries extra complexity and danger than a normal bank card.
We wouldn’t recommend signing up for Degree Up or locking up a considerable amount of CRO purely for lounge entry. As an alternative, consider this as a area of interest, secondary perk for travellers who’re already very comfy with Crypto.com and the broader dangers that include crypto.
Conclusion
Lounge entry is likely one of the most tangible methods to enhance your journey expertise—and the precise bank card can unlock it with out the necessity for elite standing or costly premium tickets.
Whether or not you’re a frequent flyer who desires limitless entry, or an occasional traveller who simply desires a quiet place to loosen up earlier than a flight, there’s a Canadian bank card that matches your wants and funds.
From ultra-premium playing cards with limitless visits to mid-tier choices providing just a few complimentary passes, this information has you coated with essentially the most up-to-date lineup of each card in the marketplace.
Select based mostly on how typically you journey, which airports you frequent, and which rewards program suits your way of life. And the following time you’re caught with a delay or early check-in, not less than you’ll have someplace higher to attend than a plastic seat by the gate.
† Phrases and circumstances apply. Please discuss with the cardboard issuer’s web site for up-to-date data. Affordable efforts are made to make sure content material accuracy.
