The time is right here: Capital One’s new lounge entry insurance policies for Capital One Enterprise X Rewards Credit score Card and Capital One Enterprise X Enterprise cardholders have formally gone into impact.
Enterprise X and Enterprise X Enterprise cardholders can not carry visitors into Capital One Lounges or Landings totally free. As a substitute, every visitor will price $45 ($25 for visitors age 17 and beneath; kids beneath 2 years previous stay free).
Enterprise X licensed customers not obtain complimentary lounge entry. As a substitute, main cardholders have to pay an additional $125 per account to obtain limitless entry to Capital One and Precedence Cross lounges for as much as 4 licensed customers. Enterprise X Enterprise cardholders can now additionally add as much as 4 licensed customers with Capital One and Precedence Cross lounge entry for $125 every.
For Precedence Cross, Enterprise X cardholders can pay $35 per visitor. Enterprise X Enterprise cardholders can nonetheless carry two complimentary visitors to Precedence Cross lounges, with extra visitors costing $35 every.
Main cardholders can unlock entry for 2 visitors to Capital One Lounges and one visitor at Capital One Landings in the event that they spend at the least $75,000 on their card in a calendar yr. That unlocks visitor entry for the yr you spend $75,000 or extra and the next calendar yr.
What was as soon as one of the vital beneficiant airport lounge entry insurance policies available on the market for licensed customers and visitors has been tightened. This is what cardholders have to know.
How have Capital One’s lounge entry guidelines modified?
Beforehand, Enterprise X and Enterprise X Enterprise cardholders might carry visitors into Capital One Lounges, Capital One Landings and Precedence Cross lounges at no extra price. Enterprise X licensed customers might additionally obtain complimentary Capital One Lounge, Capital One Touchdown and Precedence Cross lounge entry.
That is not the case, as main cardholders are actually the one patrons getting in free. Now, there is a price related to visitors and licensed customers — until you spend $75,000 or extra in your Enterprise X or Enterprise X Enterprise card in a calendar yr.
Here’s a breakdown of prices to anticipate, primarily based in your scenario:
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| Lounge entry | Enterprise X (private) | Enterprise X Enterprise |
|---|---|---|
|
Free entry to Capital One Lounges, Capital One Landings and Precedence Cross lounges |
Free entry to Capital One Lounges, Capital One Landings and Precedence Cross lounges |
|
|
Licensed customers with lounge entry
|
$125 per yr |
$125 per yr |
|
Capital One Lounge and Touchdown visitors
|
$45 per grownup, per go to
$25 per little one (2 to 17 years previous), per go to Free for youngsters beneath 2 years previous |
$45 per grownup, per go to
$25 per little one (2 to 17 years previous), per go to Free for youngsters beneath 2 years previous |
|
Precedence Cross lounge visitors
|
$35 per visitor per go to |
Two free visitors |
|
Spend at the least $75,000 on the cardboard in a calendar yr
|
Two free visitors per Capital One Lounge go to, one free visitor per Capital One Touchdown go to |
Two free visitors per Capital One Lounge go to, one free visitor per Capital One Touchdown go to |
This is not the primary time Capital One has restricted lounge entry. In January 2025, Capital One Enterprise Rewards Credit score Card and Capital One Spark Miles for Enterprise cardholders misplaced a profit that supplied two complimentary visits to both Capital One Lounges or Plaza Premium lounges.
Associated: Capital One broadcasts a brand new airport lounge opening at CLT — what to know
Who’s affected most by Capital One’s lounge entry modifications?
These modifications will most have an effect on group vacationers, {couples} with only one Enterprise X or Enterprise X Enterprise of their wallets, and households with kids 3 years previous and up.
Nonetheless, licensed customers can obtain complimentary lounge entry after paying $125 per yr. This can be a downgrade on the Enterprise X, because it was a complimentary profit for its licensed customers.
That is really a optimistic change for Enterprise X Enterprise cardholders, since they could not add licensed customers with lounge entry earlier than these new insurance policies had been introduced.
Solo vacationers will not be affected as deeply, since these new guidelines prohibit entry to visitors and licensed customers.
Associated: The advantages of including a relative as a licensed person
Backside line
As airport lounge operators proceed to battle overcrowding, Capital One determined to take a step to restrict complimentary entry to visitors and licensed customers on a few of its hottest journey playing cards.
The choice to pay for visitor entry, whether or not on a per-visit foundation or by including a licensed person for $125, is there for cardholders who extremely worth Capital One’s airport lounge entry privileges. Excessive-spending cardholders who put at the least $75,000 on their card in a calendar yr may also unlock visitor entry privileges.
Whereas these modifications might create challenges for {couples}, households and group vacationers, solo vacationers will not expertise as a lot of a sting.
To be taught extra, learn our full opinions of the Enterprise X and Enterprise X Enterprise.
Be taught extra: Capital One Enterprise X Rewards Credit score Card
Be taught extra: Capital One Enterprise X Enterprise
