I am all for getting deal after I redeem my hard-earned factors and miles. As soon as it is lastly time to burn my rewards, I am conscious of TPG’s valuations and redemption recommendation to make sure I am getting the perfect worth.
However I am unable to all the time comply with each rule. Once I booked a visit to Europe that required reserving flights on set dates to particular airports, I needed to neglect a high rule: Be versatile.
Despite the fact that my redemptions weren’t going to all the time web a worth increased than TPG’s valuations, evaluation paralysis wasn’t going to get the perfect of me. Factors and miles are usually a unhealthy long-term funding as a consequence of frequent program devaluations; due to this fact, I wished to redeem my rewards for this journey.
By transferring American Categorical Membership Rewards factors to Virgin Atlantic Flying Membership, my companion and I traveled throughout the Atlantic Ocean and again, in economic system, for simply 47,000 Amex factors and about $700 in taxes and costs — all inside our set journey schedule.
That is an occasion the place discovering a worthwhile redemption is nonetheless potential, even in case you break a cardinal factors and miles rule.
My journey plans weren’t versatile
Right here at TPG, we typically suggest reserving award flights with flexibility to maximise your rewards. If you happen to can broaden your search throughout a number of dates or airports, you may probably unlock extra worth in your factors and miles, however that wasn’t going to work for my European journey.

We began planning in January. My companion and I had been locked in on a household journey that started in London and resulted in Milan. The dates had been set in stone for the top of my sister’s Maymester in Florence, Italy, and we needed to cowl our journey to and from the U.S. (All of our journey inside Europe was already deliberate.) We needed to depart Could 19 and return Could 29.
Decided to redeem factors for my flights, I used Seats.aero to seek for award area from New York’s John F. Kennedy Worldwide Airport (JFK) to London’s Heathrow Airport (LHR) for the primary leg. Then, I looked for a return journey from both Milan Malpensa Airport (MXP) or Milan Linate Airport (LIN) to Hartsfield-Jackson Atlanta Worldwide Airport (ATL).
I had a considerable amount of factors in my American Categorical Membership Rewards account, so I looked for award availability with Amex’s airline switch companions.
Reward your inbox with the TPG Day by day e-newsletter
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists

Regardless of my inflexible dates, I discovered availability by means of one in all my favourite applications, Virgin Atlantic Flying Membership.
The worth for 2 one-way economic system seats totaled:
- 6,000 Virgin factors plus $109 in taxes and costs (per particular person) to fly from JFK to LHR by way of Virgin Atlantic
- 17,500 Virgin factors plus $229 in taxes and costs (per particular person) to fly from LIN to Paris-Charles de Gaulle Airport (CDG) on ITA Airways, then CDG to ATL on Air France
All of this provides as much as 47,000 factors and $682 in taxes and costs.
Since Virgin Atlantic Flying Membership operates utilizing dynamic award pricing, what you discover while you search might range. I paid 17,500 Virgin factors plus $229 in taxes and costs (per particular person) to go from LIN to ATL by way of CDG, however it’s potential to safe an excellent higher deal than the one I booked.

Associated: Is Virgin Atlantic Economic system Delight price it on the Boeing 787 Dreamliner?
Did I get deal?
Despite the fact that my plan wasn’t versatile, I nonetheless ended up with deal. Since I am unable to return in time and see precisely how a lot these flights would’ve value me if I had paid in money, I in contrast the costs for related flights in Could 2026.
We flew two folks in Virgin Atlantic economic system from JFK to LHR for 12,000 Virgin factors plus $218 in taxes and costs. Priced in money, each tickets value $876.
Let’s use the TPG awards versus money calculator to find out if this can be a strong redemption.
TPG values Virgin factors at 1.3 cents every (per our August 2025 valuations), so 12,000 Virgin factors are price $156. After calculating the out-of-pocket value of the taxes and costs ($218), reserving with factors nonetheless saves greater than $500.

Once we booked with ITA Airways and Air France, we spent 35,000 factors and $458 in taxes and costs. Two economic system tickets from Milan to Paris on ITA Airways value $234, whereas two economic system tickets from Paris to Atlanta on Air France value $3,514.

Per TPG’s calculator, we saved greater than $2,800 on two tickets by reserving with factors.
Associated: How (and why) to calculate award redemption values
Why I really like Virgin Atlantic Flying Membership
I’ve used Virgin Atlantic Flying Membership to ebook flights to and from Europe on the airline and its companions. It is one in all my favourite applications as a result of I discover it straightforward to seek out constant award availability at good costs. It is worthwhile for thrifty factors vacationers who need to spend just a few factors right here and there, as a substitute of draining their steadiness all of sudden.
Plus, Flying Membership is a switch companion of most main bank card issuers. You may switch bank card factors to Flying Membership at a 1:1 ratio with the next applications:
Flying Membership is a superb program for me as a result of I can switch my Amex factors, Bilt Factors and Chase factors.

Nonetheless, this loyalty program is not excellent, and its transfer to dynamic award pricing can set you again a whole lot of hundreds of factors, particularly for premium cabin fares. Moreover, Flying Membership has continued to enhance surcharges by itself flights and people operated by companions. Subsequently, in case your journey dates are restricted, you may find yourself spending extra factors and money than you meant to.
Associated: How (and why) it is best to earn transferable bank card factors
How you can earn Amex Membership Rewards factors
I earned Amex factors with one in all my pockets’s hardest-working playing cards: the American Categorical® Gold Card. Amongst its stellar advantages for foodies, I really like incomes 4 factors per greenback spent at U.S. supermarkets (on as much as $25,000 in purchases per calendar yr, then 1 level per greenback).

A number of playing cards earn Membership Rewards factors, and lots of of them have strong welcome presents, in which you’ll earn a bit of factors. Listed here are a few of our favorites:
- American Categorical® Enterprise Gold Card: Earn 100,000 bonus factors after spending $15,000 on purchases within the first three months of card membership.
- American Categorical Gold Card: Discover out your provide and see if you’re eligible for as excessive as 100,000 factors after spending $6,000 on eligible purchases throughout the first six months of account opening. Welcome presents range, and also you will not be eligible for a suggestion.
- American Categorical® Inexperienced Card: Earn 40,000 factors after spending $3,000 on eligible purchases within the first six months of card membership.
- The Blue Enterprise® Plus Credit score Card from American Categorical: Earn 15,000 bonus factors after spending $3,000 on eligible purchases on the cardboard throughout the first three months of card membership.
- The Enterprise Platinum Card® from American Categorical: Earn 150,000 factors after spending $20,000 on eligible purchases throughout the first three months of card membership.
- The Platinum Card® from American Categorical: Discover out your provide and see if you’re eligible for as excessive as 175,000 factors after spending $8,000 on eligible purchases throughout the first six months of account opening. Welcome presents range, and also you will not be eligible for a suggestion.
The data for the American Categorical Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Backside line
Whereas these weren’t business-class redemptions or premium first-class cabins, I saved money and traveled the place I wished to go together with my factors. Not each redemption needs to be large, and factors and miles can typically match into much less versatile journey plans.
Total, it is good apply to make use of your factors. You don’t need them to be topic to devaluation or expire, so do not let inflexible journey plans preserve you from looking for award area, transferring your factors and taking the journey.

