We love transferable bank card factors and miles right here at TPG.
The power to switch your rewards to a variety of airline and lodge loyalty applications supplies worthwhile flexibility to maximise your journey. You are not locked right into a single redemption scheme as you intend your journeys. If you cannot discover the seats out there in a single program, you’ll be able to select one other program earlier than transferring any bank card factors or miles. If a program devalues its foreign money with out discover, you’ll be able to swap to a distinct program on your subsequent factors or miles switch.
With dozens of various switch prospects, it may be tough to recollect simply what number of choices you might have.
Here is a helpful information that breaks down which bank card factors and miles you’ll be able to switch to which airline and lodge applications, together with their respective switch ratios. We additionally listing our valuation for every switch associate so you may get the perfect worth to maximise your hard-earned factors and miles.
Airline switch companions
*You may switch Citi ThankYou Rewards factors at a 1:1 ratio with sure Citi playing cards — the Citi Status® Card, Citi Strata Elite℠ Card (see charges and costs) and Citi Strata Premier® Card (see charges and costs). Rewards with different Citi playing cards switch at a 1:0.7 ratio.
The data for the Citi Status has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
There are a couple of essential notes to spotlight concerning these switch companions:
- Many transfers are instantaneous, although it’s best to try our guides to switch occasions for American Specific, Bilt, Capital One, Chase and Wells Fargo for extra particulars.
- You may switch Avios between Aer Lingus AerClub, British Airways Membership, Finnair Plus, Iberia Membership and Qatar Airways Privilege Membership accounts in any route at a 1:1 ratio.
- Packages often provide switch bonuses, which we spotlight in our continuously up to date information to switch bonuses.
Lastly, apart from EVA Air Infinity MileageLands and Finnair Plus, you’ll be able to switch Marriott Bonvoy factors to all airline companions listed above at a fee of three Bonvoy factors to 1 airline level or mile. You’ll obtain a further 5,000 airline factors or miles for each 60,000 Bonvoy factors transferred, besides with the next airline applications: American Airways AAdvantage, Avianca LifeMiles and Delta SkyMiles. Moreover, United MileagePlus awards 10,000 bonus miles for each 60,000 factors transferred.
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Associated: Must you switch lodge factors to airline companions?
Resort switch companions
As with transfers to airline companions, most transfers to lodge companions are instantaneous, although you’ll be able to learn extra in our beforehand talked about guides to switch occasions for Amex, Bilt, Capital One, Chase, Citi and Wells Fargo.
The best way to earn transferable factors or miles
One of the simplest ways to earn transferable bank card factors or miles is with the appropriate bank card. Here is a have a look at your greatest choices.
American Specific Membership Rewards
These are the preferred playing cards that earn American Specific Membership Rewards factors:
You can too earn Amex factors by signing up for Rakuten and setting your incomes desire to Membership Rewards factors as a substitute of money again.
Bilt Rewards
Bilt provides one bank card, the Bilt Mastercard®. Cardmembers can earn rewards on lease funds (as much as 100,000 Bilt Factors in a calendar 12 months), plus 2 factors per greenback spent on journey (airfare, accommodations, cruises and rental vehicles) and three factors per greenback spent on eating.
It’s essential to full no less than 5 transactions per assertion interval to earn factors. Better of all, the Bilt Mastercard has no annual charge.
The data for the Bilt Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Capital One miles
Listed below are the playing cards that at the moment earn transferable Capital One miles:
The data for the Capital One Spark Miles Choose for Enterprise card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Chase Final Rewards
Listed below are the playing cards that earn absolutely transferable Chase Final Rewards factors:
Nonetheless, when you have considered one of these playing cards, you too can mix your rewards from cash-back playing cards just like the Chase Freedom Flex® (see charges and costs) and the Chase Freedom Limitless® (see charges and costs) in a single account, successfully changing these cash-back earnings into absolutely transferable Final Rewards factors.
The data for the Ink Enterprise Most well-liked has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Citi ThankYou Rewards
Citi ThankYou Rewards has 21 airline and lodge switch companions, plus one retail partnership with Store Your Manner. In case you maintain the Citi Status, Strata Elite or Strata Premier, you’ll be able to leverage these companions at their full switch ratios.
Nonetheless, as with Chase Final Rewards factors, you’ll be able to mix your Citi ThankYou Rewards factors in a single account for choose merchandise. This unlocks the total switch ratios. In case you switch from considered one of these playing cards with out holding a premium Citi card, you may get a 1:0.7 switch ratio:
The data for the Citi Customized Money Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Wells Fargo Rewards
Although Wells Fargo provides a number of bank cards, together with a number of that earn money rewards, you’ll be able to at the moment solely earn transferable Wells Fargo Rewards factors with the next playing cards:
Associated: How to decide on the perfect bank card for you
Backside line
Many switch choices can be found among the many main bank card loyalty applications. Transferable factors and miles are usually extra worthwhile than any single airline or lodge level or mile as a result of they provide the added flexibility to decide on the place to ship your rewards — and when to do it.
Bookmark this cheat sheet so your choices when making use of on your subsequent transferable points- or miles-earning bank card or deciding in your subsequent redemption.
Associated: These apps and web sites make award redemptions simpler to seek out
