Amex Membership Rewards Playing cards: Earn As much as 200,000 Factors! (Ending Quickly!)

The Canadian-issued Enterprise Platinum Card from American Categorical, the American Categorical Platinum Card, the American Categorical Gold Rewards Card, and the American Categorical Enterprise Gold Rewards Card are providing record-high bonuses till August 18, 2025.

When you’ve been trying to broaden your American Categorical Membership Rewards steadiness for an upcoming journey, you’ll actually wish to benefit from these provides, so long as you possibly can meet the sizeable minimal spending necessities.

Enterprise Platinum Card from American Categorical: As much as 200,000 MR Factors!

The Enterprise Platinum Card from American Categorical has acquired a major enhance to its already-strong welcome bonus, setting a brand new all-time excessive!

At the moment, you possibly can obtain a welcome bonus of as much as 200,000 Membership Rewards factors, structured as follows:

• Earn 110,000 MR factors upon spending $15,000 (all figures in CAD) within the first three months
• Earn 60,000 MR factors upon spending $90,000 within the first yr
• Earn 30,000 MR factors upon making a purchase order in months 15–17 as a cardholder

As a reminder, the annual payment on the Enterprise Platinum Card from American Categorical stands at $799.

To assist offset the rise, the cardboard comes with numerous extra advantages, reminiscent of:

• A $200 annual journey credit score
• As much as $120 in annual wi-fi companies assertion credit ($10 per 30 days)
• A $100 NEXUS software or renewal payment credit score (each 4 years)

Moreover, you possibly can earn as much as $200 in annual assertion credit for Dell purchases, in addition to as much as $300 in annual assertion credit for Certainly, by way of opt-in Amex Provides accessible in your account.

The Enterprise Platinum Card provides a flat 1.25 MR factors per greenback spent on all purchases, making it an excellent card for enterprise homeowners whose massive volumes of spending could not fall into conventional bank card bonus classes.

And identical to the non-public model, the premium journey advantages – together with limitless lounge entry, Marriott Bonvoy Gold Elite standing, and Hilton Honors Gold standing – are what makes the Enterprise Platinum Card a favorite product amongst high-flying factors collectors and enterprise homeowners throughout all of the land.

When it comes to the worth supplied from the welcome bonus, we worth Amex MR factors at 2.2 cents per level (CAD).

Within the first yr, you’d earn at the very least 282,500 MR factors: 110,000 factors from the primary a part of the welcome bonus, 60,000 factors from the second a part of the welcome bonus, and 112,500 factors from assembly the $90,000 minimal spending requirement within the first 12 months.

We’d worth 282,500 MR factors at a staggering $6,215, and while you subtract the $799 annual payment and add the $200 annual journey credit score, we arrive at a web first-year worth of at the very least $5,616. When you’re capable of benefit from the opposite assertion credit and perks supplied by way of the cardboard, the worth will increase from there.

The second swath of 30,000 factors is awarded upon making a purchase order in months 15–17 as a cardholder. We’d worth 30,000 factors at $660, which is a bit lower than the second yr’s whole annual payment, or a bit extra in case you take into accounts the $200 annual journey credit score.

Even in case you don’t hit the entire $90,000 minimal spending requirement in yr one, there’s nonetheless quite a lot of worth in pursuing this supply.

This supply is about to run by way of to August 18, 2025, so you should definitely benefit from this elevated welcome bonus earlier than then in case you’re eligible.

American Categorical Platinum Card: As much as 180,000 MR Factors!

The American Categorical Platinum Card has additionally acquired a major enhance to its welcome bonus, marking a brand new all-time excessive!

Once you apply for the American Categorical Platinum Card with the present supply, you possibly can earn a complete of as much as 180,000 MR factors, structured as follows:

• Earn 100,000 MR factors upon spending $10,000 within the first three months
• Earn 50,000 MR factors upon spending $50,000 within the first 12 months
• Earn 30,000 MR factors upon making a purchase order in months 15–17 as a cardholder

At Prince of Journey, our favorite software to pair with minimal spending necessities is Chexy, a Canadian platform that lets you pay a number of payments – together with hire, tuition, utility payments, automotive lease funds, property taxes, and rather more – with a bank card and earn factors.

There’s a 1.75% processing payment for every cost (which could be additional diminished by referring mates to Chexy), however when you think about the worth of the factors you earn from spending and welcome bonuses, it’s straightforward to justify.

The cardboard has an annual payment of $799, in addition to a bevy of premium perks that assist to offset the price.

Certainly, the Platinum Card is thought for its premium journey advantages, which is what makes it a card that each frequent traveller ought to contemplate.

First off, the $200 annual journey credit score on the Platinum Card, which you get as soon as each card membership yr, successfully offsets in opposition to the $799 annual payment, because it’s simply redeemable on any type of journey. Moreover, there’s a $200 annual eating credit score, which could be redeemed at a few of Canada’s prime eating places.

You’ll additionally get limitless airport lounge entry to Precedence Go, Plaza Premium, Delta Sky Membership, and Centurion lounges. Moreover, the Platinum Card confers on the spot elite standing ranges (upon enrolment) in Marriott Bonvoy (Gold Elite) and Hilton Honors (Gold Elite).

To not point out, top-tier playing cards just like the Platinum Card routinely get the very best Amex Provides, which may add tons of of {dollars} of worth every year.

When it comes to the worth supplied from the present welcome bonus, we worth Amex MR factors at 2.2 cents per level (CAD).

Within the first yr, you’d earn at the very least 200,000 MR factors: 150,000 factors from the welcome bonus, and at the very least 50,000 factors from assembly the $50,000 minimal spending requirement within the first 12 months (assuming the cardboard’s baseline incomes price of 1 MR level per greenback spent).

We’d worth 200,000 MR factors at $4,400, and while you subtract the $799 annual payment and add the $200 annual journey and eating credit, we arrive at a web first-year worth of at the very least $4,001. When you’re capable of benefit from the opposite assertion credit and perks supplied by way of the cardboard, the worth will increase from there.

The second swath of 30,000 factors is awarded upon making a purchase order in months 15–17 as a cardholder. We’d worth 30,000 factors at $660, which is bigger than the second yr’s web annual payment (while you issue within the $200 annual eating and journey credit).

Plus, when the extra perks and credit are factored in, it may very well be nicely value protecting the cardboard round on an ongoing foundation, so long as you possibly can benefit from the entire welcome bonus and the cardboard’s many perks.

This boosted supply is about to run by way of to August 18, 2025.

American Categorical Gold Rewards Card: As much as 110,000 MR Factors!

The American Categorical Gold Rewards Card has additionally acquired a pleasant enhance to its welcome supply this time round, with a brand new record-high bonus at stake.

Once you apply and are accredited for an American Categorical Gold Rewards Card, you’ll get a welcome bonus value as much as 110,000 MR factors:

• Earn 5,000 MR factors upon spending $1,000 in every of the primary 12 months, as much as 60,000 MR factors
• Earn 30,000 MR factors upon spending $20,000 within the first 12 months
• Earn 20,000 MR factors upon making a purchase order in months 15–17

So long as you possibly can handle and preserve monitor of $1,000 of spending every month for the primary yr, and make an extra $8,000 in purchases over the course of the yr, you’ll have glad the necessities for yr one.

The American Categorical Gold Rewards Card provides a $100 annual journey credit score, much like the $200 annual journey credit score on its premium counterpart, the Platinum Card. 

The $100 annual journey credit score could be redeemed in the direction of any reserving of $100 or extra by way of the Amex Journey on-line portal, together with flights, accommodations, automotive leases, and extra.

As well as, the Gold Rewards Card additionally provides 4 complimentary visits to Plaza Premium lounges in Canada yearly, permitting you to utilize airport lounges in Toronto, Vancouver, Winnipeg, Edmonton, and Montreal.

When it comes to the worth supplied from the present welcome bonus, we worth Amex MR factors at 2.2 cents per level (CAD).

You’d earn at the very least 110,000 MR factors upon assembly the minimal spending necessities in yr one: 60,000 factors from the month-to-month welcome bonus, 30,000 factors upon spending $20,000 within the first yr, and at the very least 20,000 factors for finishing the complete minimal spending requirement within the first yr (assuming the cardboard’s baseline incomes price of 1 MR level per greenback spent).

We’d worth 110,000 MR factors at $2,420, and while you subtract the $250 annual payment and add the $100 annual journey credit score, we arrive at a web first-year worth of at the very least $2,270. When you’re capable of benefit from some Amex Provides or elevated class incomes charges, the worth will increase from there.

Plus, we’d worth the second swath of 20,000 factors in yr two at $440, which far outweighs the cardboard’s annual payment.

As with the opposite playing cards, this supply ends on August 18, 2025.

American Categorical Enterprise Gold Rewards Card: As much as 100,000 MR Factors!

The American Categorical Enterprise Gold Rewards Card has additionally acquired a pleasant enhance to its welcome supply this time round, with one other record-high bonus at stake.

Once you apply and are accredited for an American Categorical Enterprise Gold Rewards Card, you’ll get a welcome bonus value as much as 100,000 MR factors, distributed as follows

• Earn 40,000 MR factors upon spending $7,500 within the first three months
• Earn 40,000 MR factors upon spending $30,000 within the first 12 months
• Earn 20,000 MR factors upon making a purchase order in months 15–17

In alternate for the cardboard’s $199 annual payment, there aren’t too many different bells and whistles, particularly while you examine what’s supplied on the opposite playing cards on this web page.

Nonetheless, this card provides a “Quarterly Buy Bonus” which awards 10,000 MR factors upon spending $20,000 in every of the 4 calendar quarters yearly. No enrollment or registration is required – your whole purchases will rely in the direction of the quarterly bonus.

With the American Categorical Enterprise Gold Rewards Card, you’ll earn a flat 1 MR level per greenback spent on all purchases.

When it comes to the worth supplied from the present welcome bonus, we worth Amex MR factors at 2.2 cents per level (CAD).

You’d earn at the very least 110,000 MR factors upon assembly the minimal spending necessities in yr one: 40,000 factors from the primary a part of the welcome bonus, 40,000 factors upon spending $30,000 within the first yr, and 30,000 factors for finishing the complete minimal spending requirement within the first yr (with the cardboard’s incomes price of 1 MR level per greenback spent).

We’d worth 110,000 MR factors at $2,420, and while you subtract the $199 annual payment, we arrive at a web first-year worth of at the very least $2,221. When you’re capable of benefit from some Amex Provides or the quarterly bonus, the worth will increase from there.

Plus, we’d worth the second swath of 20,000 factors in yr two at $660, which far outweighs the cardboard’s annual payment.

As with the opposite playing cards, this supply ends on August 18, 2025.

Conclusion

American Categorical Canada is at present operating record-high provides on 4 of its premium bank cards within the Membership Rewards household.

With as much as 200,000 MR factors on the Enterprise Platinum Card and 180,000 MR factors on the Platinum Card, that is about pretty much as good because it will get.

If any of those playing cards are in your radar, now’s the time to use earlier than the provides expire on August 18, 2025.