With a powerful checklist of 15-plus switch companions for choose Enterprise and Spark cardholders, Capital One gives alternatives to switch miles to lots of the identical invaluable journey companions as Chase Final Rewards, Citi ThankYou Rewards and American Specific Membership Rewards.
Capital One additionally gives a number of choices for redeeming your miles at fastened charges.
Which choices will provide you with one of the best worth?
Listed below are one of the best methods for maximizing your return on Capital One miles.
Restricted-time supply for the Capital One Enterprise Rewards Credit score Card: Get pleasure from $250 to make use of on Capital One Journey in your first cardholder 12 months, plus earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening. (That is equal to $1,000 in journey.)
Associated: Capital One miles: Learn how to earn, redeem and switch rewards
Learn how to redeem Capital One miles
You’ll be able to redeem Capital One miles for a fastened worth or switch them to airline and resort companions.
Fastened-value rewards
Capital One gives a number of choices for redeeming your miles for a set worth. Nonetheless, not all choices will present an equal return.
- Redeem for current journey (1 cent per mile): Redeem for journey purchases made within the final 90 days in your Enterprise or Spark card with no minimal redemption quantity. Eligible purchases embody airways, inns, rail strains, automotive rental businesses, limousine companies, bus strains, cruise strains, taxicabs, journey brokers and timeshares.
- Guide new journey (1 cent per mile): Guide new journey via Capital One and redeem your miles, however this may forestall you from double-dipping with any rewards program provided by a web-based journey company. Do not forget that reserving inns via a third-party web site (together with Capital One) would probably forestall you from incomes factors or miles and having fun with relevant elite standing perks with that resort. In consequence, you are probably higher off reserving journey straight after which redeeming miles towards these prices.
- Redeem for present playing cards (1 cent per mile)
- Redeem for a keep at a Premier Assortment resort (1 cent per mile): The Premier Assortment, accessible completely to Capital One Enterprise X Rewards Credit score Card and Capital One Enterprise X Enterprise cardholders, supplies premium perks like room upgrades, free breakfast, early check-in, late checkout and a $100 on-property credit score at boutique and luxurious inns when booked via this platform.
- Redeem for Amazon and PayPal purchases (0.8 cents per mile): Hyperlink your Amazon account and your PayPal account.
- Redeem for money again (0.5 cents per mile): You could need to keep away from this feature as a consequence of its low worth.
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Learn how to redeem Capital One miles at a set worth
First, register to your Capital One account and click on in your mileage steadiness. There, you will see a number of fixed-value redemption choices — you should use your miles for journey, present playing cards, money, Amazon, PayPal and experiences, or switch them to a different account.
Switch to airline and resort companions
If you’d like the next worth to your miles, transferring to companions could also be your finest guess. Choose “Convert rewards” in your account. From right here, you’ll be able to switch your rewards to greater than 15 airline and resort loyalty applications, with these airline choices:
| Program | Switch ratio |
|---|---|
|
1:1 |
|
|
1:1 |
|
|
Air France-KLM Flying Blue
|
1:1 |
|
1:1 |
|
|
1:1 |
|
|
1:1 |
|
|
4:3 |
|
|
1:1 |
|
|
EVA Air Infinity MileageLands
|
4:3 |
|
1:1 |
|
|
Japan Airways Mileage Financial institution
|
4:3 |
|
5:3 |
|
|
1:1 |
|
|
Qatar Airways Privilege Membership
|
1:1 |
|
1:1 |
|
|
1:1 |
|
|
Turkish Airways Miles&Smiles
|
1:1 |
|
1:1 |
Here is an summary of this system’s resort switch companions:
| Program | Switch ratio |
|---|---|
|
2:1 |
|
|
1:1 |
|
|
I Choose Lodge Rewards (Most popular Motels & Resorts)
|
1:2 |
|
1:1 |
Maximizing Capital One’s airline switch companions
In our January 2026 valuations, TPG values Capital One miles at 1.85 cents apiece, because of the worth you may get by transferring to a handful of accomplice applications.
Air Canada Aeroplan
Air Canada’s loyalty program, Aeroplan, has lengthy been one of the common choices for reserving Star Alliance awards, particularly in premium cabins.
Candy spots embody United Airways flights beneath 500 miles in financial system class, beginning at simply 6,000 Aeroplan factors. Or, how about enterprise class to Western Europe from the Northeast beginning at 60,000 Aeroplan factors?
Air France-KLM Flying Blue
Flying Blue gives flights to Europe on Air France or KLM, no matter origin or vacation spot (together with connections), from as little as:
- 25,000 miles in financial system
- 40,000 miles in premium financial system
- 60,000 miles in enterprise class
Associated: Is KLM premium financial system price it on the 787 Dreamliner?
Finnair Plus
You would possibly by no means plan to journey to Finland or Northern Europe, however Finnair Plus is a good alternative to your Capital One miles, because of its membership within the Oneworld alliance.
Finnair Plus gives home flights wherever throughout the continental U.S. and Canada on Alaska Airways for simply 11,000 Avios and to Hawaii for simply 13,500 Avios in financial system class. Whether or not you are trying to fly throughout the Pacific Northwest or throughout the nation, this may be a wonderful deal for a lot of hundreds of miles of distance flown, plus minimal charges, taxes and surcharges.
Transferring Capital One miles to inns
Transferring your Capital One miles to Accor Stay Limitless at a 2:1 ratio could possibly be an interesting choice for those who plan on staying at an Accor property, together with considered one of its higher-end Fairmont inns. This system makes use of a fixed-value redemption scheme the place you’ll be able to redeem 2,000 factors for a 40-euro (about $47) low cost in your resort keep. Because you’d have to switch 4,000 Capital One miles to get 2,000 ALL factors, the switch will provide you with a barely increased redemption worth (about 1.18 cents per level).
I Choose Lodge Rewards is a extra under-the-radar loyalty program, however it could possibly present glorious worth. Although it does not have as massive a portfolio as a number of the extra well-known manufacturers, you’ll be able to keep at luxurious boutique properties world wide at a great deal. For instance, to remain at a fortress in Eire, as an alternative of it costing 50,000 I Choose factors per evening, you can switch simply 25,000 Capital One miles to your I Choose account.
Learn how to earn Capital One miles
Listed below are the six Capital One playing cards that earn Capital One miles:
| Card | Annual price | Welcome supply | Notable perks |
|---|---|---|---|
|
$95 |
Restricted-time supply: Get pleasure from $250 to make use of on Capital One Journey in your first cardholder 12 months, plus earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening. |
||
|
$395 |
Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening. |
||
|
$395 |
Earn 150,000 bonus miles after spending $30,000 on purchases within the first three months from account opening. |
2 miles per greenback spent on purchases, a International Entry/TSA PreCheck software price credit score (as much as $120 each 4 years), 10,000 annual bonus miles and an annual $300 Capital One Enterprise Journey credit score to make use of via the Capital One Enterprise Journey portal |
|
|
$0 |
Earn 20,000 bonus miles after spending $500 on purchases within the first three months from account opening. |
1.25 miles per greenback spent on all purchases |
|
|
$0 introductory annual price the primary 12 months, then $95 |
Earn 50,000 bonus miles after spending $4,500 on purchases within the first three months from account opening. |
2 miles per greenback spent on all purchases |
|
|
$0 |
Earn 50,000 bonus miles after spending $4,500 on purchases within the first three months from account opening. |
1.5 miles per greenback spent on all purchases and free worker playing cards |
The data for the Capital One Spark Miles Choose for Enterprise has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Associated: Greatest Capital One bank cards
Backside line
Capital One miles have turn into tremendous invaluable, because of new switch companions and improved switch ratios. Miles switch to most airline companions at a 1:1 ratio, which is phenomenal, contemplating the limited-time welcome supply for the Capital One Enterprise Rewards Credit score Card is 75,000 bonus miles after spending $4,000 on purchases throughout the first three months from account opening. Plus, you will obtain a $250 Capital One Journey credit score to make use of throughout your first 12 months.
With 15-plus switch companions, Capital One gives one of the versatile transferable currencies. The great thing about Capital One miles lies in combining switch accomplice redemptions with fixed-value redemptions to fit your journey wants.
For Capital One merchandise listed on this web page, a number of the advantages could also be supplied by Visa® or Mastercard® and should differ by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.
