The Capital One Enterprise X Enterprise lately introduced its highest welcome supply ever — and it could be the most important welcome supply we have now ever seen on a enterprise bank card.
New candidates can earn 200,000 bonus miles after spending $30,000 on purchases within the first three months, and an extra 200,000 bonus miles after spending a complete of $150,000 on purchases within the first six months.
This card has an annual charge of $395, which is decrease than most of its premium opponents.
I’ve beloved having the Capital One Enterprise X Rewards Credit score Card for the previous few years, so I am all the time on the lookout for methods to earn extra priceless Capital One miles.
Here is my tackle this supply and why I am so on this card.
How widespread is a 400,000‑mile welcome bonus on the Enterprise X Enterprise?
That is the best welcome bonus ever provided on this card, together with when it was launched in 2023.
The earlier highest supply we have seen on the Enterprise X Enterprise was in June, when you may earn as much as 350,000 bonus miles (now not out there) — 50,000 miles decrease than the present supply.
When you’re a big-spending enterprise proprietor who has ever thought-about making use of for this card, now’s the perfect time to take action, given how sturdy the welcome bonus at the moment is.
Who’s eligible for the 400,000-mile welcome bonus on the Enterprise X Enterprise?
TPG recommends you will have a credit score rating of 740 or above for this card.
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You do not have to be a conventional enterprise proprietor to qualify for a enterprise bank card; nonetheless, the spending requirement for the welcome bonus on the Enterprise X Enterprise will swimsuit companies with very excessive spending patterns.
When you already maintain the private Capital One Enterprise X, that does not disqualify you for the Enterprise X Enterprise welcome bonus, neither is the Enterprise X Enterprise a part of the new “household” rule of Enterprise welcome bonus restrictions.
Nevertheless, it’s possible you’ll be denied the welcome bonus on the Enterprise X Enterprise when you at the moment maintain one other Capital One enterprise bank card, similar to a Spark card (in keeping with Capital One’s phrases and situations).
You have to wait six months between functions for Capital One playing cards. So, when you’ve been accredited for any Capital One card inside the final six months, you may want to carry off to be accredited for the Enterprise X Enterprise card.
How a lot are 400,000 Capital One miles value?
In line with TPG’s November 2025 valuations, Capital One miles are value 1.85 cents every. At that charge, 400,000 miles are value as much as $7,400 when transferred to Capital One’s 15-plus switch airline and resort companions and used for prime‑worth bookings.
When you want to avoid wasting time by redeeming every part simply in a single place, you can even redeem Capital One miles at a hard and fast charge of 1 cent every towards latest journey purchases or bookings by way of Capital One Enterprise Journey. So, the 400,000‑mile bonus can be value $4,000 in that state of affairs.
Having earned and redeemed plenty of Capital One miles, listed here are a number of the methods I like to recommend utilizing them to get the perfect worth:
Additionally, keep in mind by spending $150,000 on the cardboard to earn the total welcome bonus, you’d earn a minimum of an extra 300,000 Capital One miles as the cardboard earns a minimum of 2 miles per greenback spent on purchases. This implies you’ll have a minimum of 700,000 Capital One miles to maximise.
So, for instance, you may e-book a minimum of 5 round-trip business-class flights to Europe when transferring to Air Canada’s Aeroplan program at a 1:1 ratio.
Watch for infrequent switch bonus provides as properly, the place you may want even fewer miles to e-book these offers.
Associated: Why Air Canada Aeroplan has change into my favourite Star Alliance loyalty program
So, is the 400,000-mile Enterprise X supply top-of-the-line offers ever?
When even a 100,000-mile welcome bonus can be thought-about beneficiant on a rewards bank card, this spectacular supply from Capital One must be of curiosity to any high-spending enterprise proprietor trying to earn a really important quantity of rewards.
Past the 400,000-mile welcome bonus, listed here are the highest 5 explanation why I consider this card is so priceless:
- Annual credit score: You may obtain $300 in credit yearly for bookings made by way of Capital One Enterprise Journey, which is less complicated for a busy enterprise proprietor to make use of in comparison with the complicated coupon e-book of advantages another premium playing cards supply.
- Anniversary bonus: Get pleasure from 10,000 bonus miles each account anniversary, beginning in your first anniversary (value $185 towards journey in keeping with TPG’s November 2025 valuations).
- Lounge entry: Get pleasure from complimentary entry for your self (as the first cardholder) and as much as two friends to Capital One Lounges and greater than 1,300-plus Precedence Cross lounges. (Take into accout, nonetheless, that visitor lounge entry is about to tighten in February.)
- Excessive portal incomes charges: Earn 10 miles per greenback spent on lodges and rental vehicles, and 5 miles per greenback spent on flights and trip leases booked by way of Capital One Enterprise Journey. If your small business has journey bills, that is a simple method to rack up plenty of additional miles with the convenience of reserving every part in a single place.
- Wonderful on a regular basis incomes: Earn 2 miles per greenback spent on all different purchases.
It is nice to appreciate that once you’re paying the $395 annual charge within the second (and subsequent) years, you may obtain each a $300 journey credit score and 10,000 bonus miles, which, in my thoughts, cowl the price of the annual charge every year.
Backside line
The 400,000‑mile welcome supply on the Capital One Enterprise X Enterprise is the perfect deal we have now seen on a enterprise bank card in a very long time. Here is why:
- That is the best welcome bonus ever publicly provided on the cardboard.
- The welcome bonus is value $7,400, in keeping with TPG’s November 2025 valuations.
- The cardboard earns a minimum of 2 miles per greenback spent on each buy.
- You possibly can switch your Capital One miles to e-book flights on a number of the world’s finest airways, in addition to stays with resort applications.
Whereas the total welcome bonus is just attainable by companies with important bank card spending, they’ll earn enormous rewards.
Capital One has not but introduced an finish date for this supply, so when you’ve ever thought-about making use of for the Enterprise X Enterprise, now’s the time to take action.
For extra particulars, learn our full overview of the Enterprise X Enterprise.
Study extra: Capital One Enterprise X Enterprise
