If you need a bank card that makes your journey really feel like a first-class expertise, then the Citi Strata Elite℠ Card (see charges and charges) delivers. From airport lounge advantages to lodge perks, this card is designed to raise each the way in which you journey and the way in which you arrive.
With almost $1,500 in annual worth, the Citi Strata Elite Card combines elevated journey advantages and robust incomes energy with lounge entry, lodge perks and World Legend Mastercard experiences.
Whether or not you are flying throughout the nation to see household or heading overseas for a once-in-a-lifetime journey, the Citi Strata Elite Card offers you the entry and rewards to make premium journey extra attainable. Consider it as your key to premium journey.
Journey perks that elevate your journey

Whenever you select a premium journey card, it ought to ship tangible consolation and worth while you depart dwelling. The Citi Strata Elite Card was constructed with that in thoughts, providing advantages that make your airport and lodge experiences smoother, smarter and extra rewarding.
“Journey is likely one of the most significant methods folks make investments their money and time,” says Pam Habner, head of branded playing cards and lending at Citi. “With the Citi Strata Elite Card, we centered on making a card that delivers lasting worth and rewards that preserve working lengthy after the journey. Our objective is to present cardmembers the boldness that their card will meet them on the degree of each journey.”
Worldwide lounge entry
It is no secret that airport lounges set the tone to your journey. They provide elevated areas, premium meals and drinks, and a second to recharge earlier than boarding. With the Citi Strata Elite Card, you will obtain:
- 4 American Airways Admirals Membership® Citi Strata Elite passes annually ($300-plus in annual worth), supplying you with entry to almost 50 lounges worldwide
- A complimentary Precedence Cross Choose™ membership ($469 in annual worth) for you, your approved customers and as much as two visitors, unlocking greater than 1,500 lounges across the globe (observe: some places prohibit visitor entry)
Collectively, these advantages imply you possibly can calm down, recharge and benefit from the journey earlier than you board your subsequent flight.
Premium lodge stays
Your Citi Strata Elite Card additionally makes lodge stays extra rewarding with:
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- The Reserve by Citi Journey®: Entry 4 1/2- and 5-star properties with perks like every day breakfast for 2; a $100 expertise credit score (credit score varies by property); complimentary Wi-Fi; and room upgrades, early check-in and late checkout (when accessible) when you choose the Reserve charge when reserving by the Citi Journey portal.
- As much as $300 annual lodge profit: Annually, rise up to $300 off a two-night (or longer) lodge keep booked by the Citi Journey portal.
The Reserve by Citi Journey brings upscale touches to your keep, whereas the annual lodge profit provides significant financial savings that make your Citi Journey reserving extra rewarding.
American Airways advantages

Citi ThankYou® Rewards is the one main transferable factors program that means that you can switch factors to American Airways AAdvantage® miles, which TPG readers named the Finest U.S. Airline Loyalty Program on the 2024 TPG Awards.
Your on a regular basis spending on the cardboard will earn you ThankYou Rewards factors. In the event you switch your ThankYou Rewards factors to the American Airways AAdvantage program on a 1:1 foundation, AAdvantage miles can be utilized for:
- Award flights throughout American Airways and its oneworld companions
- Upgrades and extras that make flying extra snug
For instance, I redeemed 70,000 AAdvantage miles for a Qatar Airways Qsuite flight from Colombo, Sri Lanka, to Houston (through Doha) final 12 months. My out-of-pocket price was simply $174 for the taxes and charges, a superb deal for one of many world’s high business-class merchandise.
With the Citi Strata Elite Card, you might use your Citi ThankYou Rewards factors in an identical method, unlocking a premium expertise for a fraction of the value.
And proper now, new candidates for the Citi Strata Elite Card can earn 100,000 bonus factors after spending $6,000 within the first three months from account opening.
Accelerated incomes alternatives

With the Citi Strata Elite Card, you will earn factors sooner the place it issues most:
- 12 factors per greenback spent on motels, automobile leases and points of interest booked by the Citi Journey portal
- 6 factors per greenback spent on flights booked by the Citi Journey portal
- 6 factors per greenback spent at eating places (together with supply) each Friday and Saturday from 6 p.m. to six a.m. Japanese time (3 factors per greenback spent on these purchases at different occasions)
- 1.5 factors per greenback spent on all different purchases, together with on a regular basis spending
This construction ensures you are rewarded whether or not you are reserving a visit or treating your self to an excellent meal.
Insider entry to eating and leisure

From eating to live shows and sporting occasions, the Citi Strata Elite Card opens doorways that flip on a regular basis outings into extraordinary experiences.
With the Citi Leisure® program, you will obtain entry to buy presale tickets and VIP experiences for music, sports activities and cultural occasions, supplying you with the possibility to see high performers from a few of the finest seats in the home.
Moreover, as a Citi Strata Elite Card holder, you will get pleasure from Mastercard’s high tier of World Legend perks:
- Premium entry to live shows, theater performances and sporting occasions
- Precedence reservations at in-demand eating places worldwide
- Curated world eating and journey experiences
Backside line
The Citi Strata Elite Card is extra than simply one other premium journey card. With almost $1,500 in annual worth, it delivers lounge advantages, lodge perks and wonderful rewards.
In the event you’re a frequent traveler, particularly with American Airways, this card can assist unlock bucket-list journeys and rework your on a regular basis purchases into premium experiences.
To be taught extra, learn our full assessment of the Citi Strata Elite Card.
Apply right here for the Citi Strata Elite Card and earn 100,000 bonus factors after spending $6,000 within the first three months of account opening.

