Flying, staying at resorts and spending on bank cards aren’t the one methods to earn useful factors and miles. You can too purchase them instantly from loyalty applications — however at a steep price. It typically solely is sensible to buy factors and miles when a reduction or bonus provide is obtainable, and, even then, you must do it strategically.
This roundup of factors and miles promotions walks you thru the present affords on buying airline miles and resort factors, together with some that could be focused. However first, when does it make sense to purchase factors and miles?
Must you purchase factors and miles?
There are some things to contemplate earlier than profiting from factors and miles promotions.
First, shopping for factors and miles — even on sale — shouldn’t be at all times a great deal, as the worth you will pay is usually a lot increased than the worth you may get. We at all times advocate calculating the worth per level or mile and evaluating it to our present valuations. You are typically higher off incomes them for “free” via flights, stays, journey rewards bank cards and different means.
Nonetheless, shopping for factors and miles throughout good promotions could make sense for individuals who have tapped out their bank card choices and might get excessive worth from their rewards, or if you want a couple of extra factors to lock in a particular redemption. We typically solely advocate shopping for factors or miles in case you have an instantaneous use in thoughts, through which case the acquisition may prevent 1000’s of {dollars}. We do not advocate stockpiling your loyalty rewards, as applications steadily endure sudden devaluations.
With that, listed here are some present promotions for getting factors and miles, and our tackle whether or not they’re worthwhile. We have finished the maths for you, however understand that our per-point costs are earlier than tax, which can add a minimal quantity.
Associated: What are factors and miles value? TPG’s present valuations
Promotions for getting airline factors and miles
Air Canada Aeroplan (focused)
- Present promotion: As much as 90% bonus factors
- Buy charge: As little as 1.4 cents per level
- TPG October 2025 valuation: 1.4 cents per level
- Finish date: Oct. 29
- Purchase Aeroplan factors
Air Canada‘s newest provide is tiered, and you might have to log into your account to see the perfect charge. We have seen a 40% bonus on purchases of three,000 factors or extra, a 60% bonus on 15,000 factors or extra and a 90% bonus if you purchase at the least 40,000 factors. The best bonus drops the fee to round 1.4 cents per level based mostly on the present change charge. That is proper on par with our October 2025 valuation, making this a deal value contemplating.
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Air France-KLM Flying Blue
- Present promotion: As much as 80% bonus miles
- Buy charge: As little as 1.7 cents per mile
- TPG October 2025 valuation: 1.3 cents per mile
- Finish date: Nov. 5
- Purchase Flying Blue miles
With Flying Blue‘s tiered bonus, you may get a 50% bonus if you buy at the least 4,000 miles, a 60% bonus if you buy at the least 12,000 miles and an 80% bonus if you buy at the least 24,000 miles. The utmost 80% bonus brings the fee right down to roughly 1.7 cents per mile. Although that is increased than our present valuation of Flying Blue miles, it might be worthwhile if you have already got a high-value redemption in thoughts and have confirmed award availability.
American Airways AAdvantage
- Present promotion: A ten% to 40% low cost
- Buy charge: As little as 2.25 cents per mile
- TPG October 2025 valuation: 1.55 cents per mile
- Finish date: Unknown
- Purchase AAdvantage miles
American Airways AAdvantage is providing as much as a 40% low cost on miles, relying on what number of you purchase. You have to buy at the least 3,000 miles to get the bottom 10% low cost, and you will get the utmost low cost of 40% if you purchase 151,000 miles or extra, dropping the worth to 2.25 cents per mile. That is considerably increased than TPG’s present valuation of American miles, however shopping for American miles for particular high-end awards might nonetheless make sense.
Avianca LifeMiles
- Present promotion: A 145% to 165% bonus
- Buy charge: As little as 1.25 cents per mile
- TPG October 2025 valuation: 1.4 cents per mile
- Finish date: Oct. 24
- Purchase LifeMiles
Avianca LifeMiles has a large bonus provide proper now, starting from 145% bonus miles if you purchase at the least 1,000 miles to 165% bonus miles if you purchase 200,000 miles (earlier than the bonus). The price per mile ranges from 1.25 to 1.34 cents, under our present valuation of 1.4 cents apiece, so this deal might be a good suggestion in case you’re eyeing an Avianca redemption.
JetBlue TrueBlue (focused)
- Present promotion: As much as 120% bonus factors
- Buy charge: As little as 1.36 cents per level
- TPG October 2025 valuation: 1.45 cents per level
- Finish date: Oct. 28
- Purchase JetBlue TrueBlue factors
JetBlue TrueBlue has among the finest affords on shopping for factors proper now, however it’s focused, so your provide might differ. The best instance we have seen is a 120% bonus on 10,000-plus factors. Should you’re focused for 120% bonus factors, you might pay as little as 1.36 cents per level — not a foul deal in comparison with TPG’s valuation of 1.45 cents per level.
Southwest Speedy Rewards (focused)
- Present promotion: A 50% low cost
- Buy charge: As little as 1.5 cents per level
- TPG October 2025 valuation: 1.4 cents per level
- Finish date: Oct. 29
- Purchase Speedy Rewards factors
Southwest Airways’ 120,000-point enterprise card welcome provide* is not the one deal happening for Southwest Speedy Rewards members. These affords might differ, however we have seen a 50% low cost if you purchase at the least 5,000 Speedy Rewards factors. The sale worth of 1.5 cents per level remains to be above TPG’s present valuation of 1.3 cents, so buying factors will solely make sense in case you’re planning a redemption quickly.
*The Southwest® Speedy Rewards® Efficiency Enterprise Credit score Card (see charges and costs) earns 120,000 factors after spending $10,000 on purchases within the first three months of account opening.
Promotions for getting resort factors
Selection Privileges
- Present promotion: A 30% to 40% bonus
- Buy charge: As little as 0.74 cents per level
- TPG October 2025 valuation: 0.6 cents per level
- Finish date: Nov. 10
- Purchase Selection Privileges factors
Selection Privileges is operating a tiered provide for 30% bonus factors if you buy 4,000-plus factors, 35% bonus factors on 8,000-plus factors and 40% bonus factors on 14,000-plus factors. The bottom you will pay is roughly 0.74 cents per level, which remains to be above our valuation, however it might make sense in case you’re brief a couple of factors in your subsequent redemption.
Hilton Honors (focused)
- Present promotion: As much as 100% bonus factors
- Buy charge: As little as 0.5 cents per level
- TPG October 2025 valuation: 0.5 cents per level
- Finish date: Nov. 21
- Purchase Hilton Honors factors
With this provide from Hilton Honors, you possibly can stand up to a 100% bonus on the factors you purchase, permitting you to primarily pay half worth per level. Presents might differ, however we have seen a 100% bonus on purchases of at the least 5,000 factors — that means you might make the most of this nice deal even in case you solely want a couple of thousand factors.
You may pay solely 0.5 cents per level with this bonus, in step with TPG’s valuations, so it might be a good suggestion to purchase the factors you will want in your subsequent redemption. As an illustration, you might buy the 110,000 factors wanted for an evening on the Waldorf Astoria Riviera Maya in Mexico for under $550 throughout this promotion — an important deal contemplating money charges begin round $650 per night time.
Marriott Bonvoy (focused)
- Present promotion: 30% to 35% bonus factors
- Buy charge: As little as 0.93 cents per level
- TPG October 2025 valuation: 0.7 cents per level
- Finish date: Dec. 7
- Purchase Marriott Bonvoy factors
This Marriott Bonvoy provide seems to be focused, so yours might look completely different. We have discovered a 30% bonus if you buy at the least 2,000 factors and a 35% bonus on 40,000 factors or extra. This drops the worth to as little as 0.93 cents per level — not an important deal, contemplating we worth Marriott factors at 0.7 cents every within the wake of this system’s current devaluation — so we would not advise buying factors in most circumstances.
World of Hyatt (focused)
- Present promotion: A ten% or 15% bonus
- Buy charge: 2.3 cents per level
- TPG October 2025 valuation: 1.7 cents per level
- Finish date: Unknown
- Purchase World of Hyatt factors
Examine your World of Hyatt account to see in case you have a focused provide (hopefully higher than this one). We have seen a paltry 10% bonus on purchases of three,000 factors or extra or a 15% bonus on 9,000 factors or extra. The 15% bonus provides you a purchase order worth of two.3 cents per level, effectively above our present valuation, so we might solely advocate profiting from this promotion in case you want a couple of additional factors in your subsequent redemption.
Wyndham Rewards
- Present promotion: As much as 90% bonus factors
- Buy charge: 0.68 cents per level
- TPG October 2025 valuation: 1.1 cents per level
- Finish date: Oct. 21
- Purchase Wyndham Rewards factors
With Wyndham Rewards‘ newest promotion, you possibly can rating as much as 90% bonus factors if you buy 3,000 factors or extra. This brings the worth per level to 0.68 cents, a spectacular deal in comparison with our valuation of 1.1 cents. If Wyndham Rewards factors are helpful to you, you might wish to leap on this provide.
For instance, since Wyndham award nights begin at 7,500 factors, you might purchase all of the factors you want for a one-night keep for under $52 — most likely lower than you’d pay in money at most properties.
Which bank card do you have to use to purchase factors and miles?
Most of those promotions are processed via Factors.com reasonably than instantly by the resort or airline, so you will not earn bonus rewards with most journey rewards playing cards. As an alternative, you will wish to use an on a regular basis spending card that provides a strong return on nonbonus spending.
The primary exception to this rule is American Airways. This airline reportedly codes mileage purchases as airfare, so you might wish to use a bank card that earns bonus miles on airfare for the best return when shopping for AAdvantage miles.
Or, in case you’re working towards a minimal spending requirement to earn a welcome bonus on a brand new card, utilizing that card stands out as the strategy to go.
Keep in mind that you might incur overseas transaction charges on some playing cards when shopping for factors or miles from a program overseas. So, you might wish to use one of many following playing cards:
Backside line
Shopping for factors and miles is not at all times a good suggestion, however it may make sense in some conditions — particularly in case you can make the most of a promotion. Typically, it is best to have a particular redemption in thoughts and make sure award availability earlier than contemplating paying for factors and miles.
