American Categorical has refreshed its flagship The Platinum Card® from American Categorical, updating advantages whereas protecting the cardboard firmly positioned as one of many high premium journey rewards playing cards in the marketplace.
With an $895 annual charge (see charges and charges), the Platinum delivers lounge entry, lodge elite standing, intensive assertion credit, and powerful incomes charges on flights and lodges. Mixed with a priceless welcome provide for brand spanking new candidates, the Platinum continues to supply distinctive rewards and journey perks for many who can maximize its advantages.
This is a more in-depth have a look at the present provide and what you will get with the Amex Platinum.
Amex Platinum welcome provide
American Categorical takes a unique strategy to welcome presents for the Platinum in comparison with most of its different playing cards: Candidates should submit an utility to see their customized welcome provide, which is displayed earlier than they settle for and full the method.
New Amex Platinum candidates can see in the event that they’re eligible for a welcome bonus as excessive as 175,000 bonus factors after spending $8,000 on purchases within the first six months of card membership. Welcome presents range and also you is probably not eligible for a proposal.
That welcome bonus is price as much as $3,500, in response to TPG’s September 2025 valuations. This is likely one of the highest bonuses a brand new cardmember can earn in the event that they’re focused.
The precise welcome bonus provide will likely be proven after you submit the applying, with the spending requirement and time-frame usually constant throughout presents.
The benefit is that the customized welcome provide proven is not going to have an effect on your credit score rating, as Amex performs a delicate credit score verify whenever you apply. In the event you’re pleased with the welcome provide and settle for, then a tough inquiry will likely be made in your credit score report. Nonetheless, you possibly can decline to proceed if you wish to wait or attempt to discover a increased provide.
Since Amex has a one-bonus-per-lifetime restriction, it is vital that you just get the best welcome provide attainable whenever you apply.
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Amex Platinum advantages
The Amex Platinum‘s $895 annual charge might set off some sticker shock. However whenever you dive into its lengthy checklist of advantages, there’s the potential to recoup that worth — after which some.
Incomes charges
- 5 factors per greenback spent on flights booked instantly with the airline or via American Categorical Journey® (on as much as $500,000 in purchases per calendar 12 months, then 1 level per greenback)
- 5 factors per greenback spent on pay as you go lodges booked with Amex Journey
- 1 level per greenback spent on different purchases
Assertion credit
The cardboard presents over $2,800 in annual worth (together with the prorated worth of the International Entry credit score) if you happen to maximize the entire assertion credit:
| Credit score* | Annual quantity | The way it works |
|---|---|---|
| Airline charge | As much as $200 | For incidental fees with an airline of your alternative |
| Clear Plus | As much as $209 | For Clear Plus airport safety membership (automated renewal applies) |
| Digital leisure | As much as $300 | As much as $25 month-to-month for choose streaming subscriptions |
| International Entry/TSA PreCheck | As much as $120 (each 4–4 1/2 years) | For International Entry ($120 each 4 years) or TSA PreCheck (as much as $85 each 4 1/2 years) |
| Lodge | As much as $600 | As much as $300 biannually for pay as you go Fantastic Motels + Resorts and The Lodge Assortment bookings (two-night minimal for The Lodge Assortment) |
| Lululemon |
As much as $300 | As much as $75 quarterly for eligible purchases at Lululemon within the U.S. (excluding retailers) and lululemon.com |
| Oura Ring |
As much as $200 | For an Oura Ring buy ({hardware} solely) |
| Resy | As much as $400 | As much as $100 quarterly at U.S. Resy eating places or for different eligible Resy eating purchases |
| Saks Fifth Avenue | As much as $100 | As much as $50 biannually for purchases at Saks |
| Uber Money | As much as $200 | As much as $15 month-to-month Uber Money for rides or eating within the U.S. (plus a $20 bonus in December) after including your Amex Plat to your Uber account; you possibly can pay with any Amex card |
| Uber One membership | As much as $120 | Membership lined for annual or month-to-month installments, topic to auto-renewal |
| Walmart+ | As much as $155 | Covers value of 1 month-to-month Walmart+ membership (as much as $12.95), together with taxes (automated renewal required; Plus Ups excluded) |
*Enrollment is required for choose advantages.
Different card perks
Past its incomes charges and credit, the Amex Platinum delivers a variety of premium advantages*:
- Lounge entry: Eligible cardmembers obtain entry to the American Categorical International Lounge Assortment, together with Centurion Lounges, Delta Sky Golf equipment (when touring on same-day Delta flights, apart from fundamental financial system tickets; as much as 10 visits per calendar 12 months) and Precedence Go Choose lounges (excluding eating places)
- Lodge elite standing: Complimentary Gold standing with Hilton Honors and Marriott Bonvoy, plus Leaders Membership Sterling Standing with The Main Motels of the World
- Complete journey protections and procuring protections when utilizing your card
- No international transaction charges (see charges and charges)
*Enrollment is required for choose advantages.
Backside line
The Amex Platinum continues to set a excessive normal for premium journey playing cards due to its mixture of luxurious perks, priceless assertion credit, and powerful earnings on flights and lodges.
With a priceless welcome provide at present accessible, it is a sturdy alternative for vacationers who can take full benefit of its advantages.
Whereas the $895 annual charge is steep, those that maximize the Platinum’s perks will discover the cardboard greater than earns its place of their pockets.
To be taught extra, take a look at our full evaluate of the American Categorical Platinum Card.
Apply right here: American Categorical Platinum Card
For charges and charges of the Amex Platinum Card, click on right here.
