Loads of bank cards provide resort assertion credit to cardmembers as a profit. The Delta Air Strains and American Categorical household of playing cards is not any totally different, with one of many extra underrated credit supplied on many of the Delta playing cards being the annual Delta Stays credit score.
Whereas this can be a priceless profit that may assist offset among the annual charges the playing cards cost, many cardmembers overlook to make use of it earlier than it expires on the finish of the yr.
So, let’s dive into tips on how to use — and maximize — the Delta Stays credit score.
What’s the Delta Stays credit score?
The Delta Stays credit score is an annual assertion credit score on choose Delta Amex playing cards for pay as you go inns or trip leases booked via Delta’s resort platform, powered by Expedia. It affords $100 to $250 again every calendar yr, relying on which card you’ve.
Which playing cards provide the Delta Stays credit score?
Six of the seven Delta playing cards obtain the credit score; the one one that does not provide the credit score is the entry-level Delta SkyMiles® Blue American Categorical Card. Listed here are the annual quantities damaged down by card:
Associated: Present welcome affords on Delta Amex playing cards
Key phrases
Listed here are some necessary issues to notice when utilizing the credit score:
- Solely pay as you go stays are eligible.
- The quantity of the credit score is per calendar yr.
- The credit score doesn’t have for use unexpectedly. It may be used on a number of stays till you attain the total worth.
- There is no such thing as a minimal evening requirement for this credit score, which is a bonus contemplating another bank cards’ resort assertion credit require you to ebook not less than two nights.
- In case your keep prices greater than the credit score worth, it can successfully be utilized as a reduction.
- When you’ve got a number of Delta playing cards, you’ll obtain a number of credit. Nevertheless, the credit can’t be stacked on the identical reservation.
- You may earn 2 or 3 SkyMiles per greenback spent (relying on which card you’ve), in addition to Medallion Qualification {Dollars}.

When you’ve got resort elite standing, understand that you sometimes will not obtain any of these advantages or earn loyalty factors when reserving via an on-line journey company like Delta Stays. So, in case you keep at a resort chain the place you maintain standing, be ready in your advantages to not be honored.
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My suggestion is to make use of resort credit like these on the resort chains you haven’t any standing with or at boutique inns not a part of a loyalty program.
Associated: Advantages galore: Why the Delta Reserve Amex is my favourite cobranded bank card
Find out how to use the Delta Stays credit score
Reserving with this credit score is easy and might be finished in only a few straightforward steps:
- First, go to the Delta Stays web site and choose the “Stays” (for inns) or “Trip Leases” tab.
- Then, enter your vacation spot, dates, and variety of nights and vacationers.
- Subsequent, choose the property you wish to keep at.
- At checkout, choose a pay as you go charge to qualify for the credit score. Many pay as you go charges are totally refundable, providing you with flexibility in case your plans change — however keep away from choices that say “Reserve now, pay at resort” since they are not pay as you go.
- Lastly, pay along with your Delta bank card.

After you ebook and pay for a resort via Delta Stays, the phrases and situations state that the credit score can take as much as 90 days to put up to your account. Nevertheless, the credit score normally posts a lot faster than that, sometimes inside 4 days.
Associated: Maximize resort free evening certificates by planning your bank card purposes
How the TPG workers has maximized the credit score
This credit score is a straightforward solution to cut back journey prices, and when used strategically, it may possibly even cowl a whole evening’s keep. Here is how just a few of us at TPG have put this perk to work.
Making early flights simpler
Nick Ewen, TPG’s senior editorial director, used his credit score after a weeklong getaway to Prince Edward Island. With a 9 a.m. departure from the airport in Halifax, Nova Scotia, the following day, he stayed at a resort simply steps from the terminal. As a substitute of coping with a predawn drive, he merely walked from his room to the airport — about 50 steps away.
The room price $252, however due to the as much as $200 credit score on his Delta Reserve, he paid simply $52 out of pocket. It was a stress-free finish to his journey and a wise solution to maximize the credit score’s worth.
Turning an extended drive into a brief hop
Gabrielle Bernardini, TPG’s senior factors and miles editor, used her credit score on a household journey to Italy. After exploring the Dolomites, she wanted to catch an early morning flight from Venice to Sicily. Quite than waking up in the midst of the evening for a three-hour drive, she booked an evening at an unbiased resort simply 10 minutes from the airport.

The keep price $184, however after making use of her Delta Stays credit score from her Delta Gold, she paid solely $84. It made an early journey day a lot smoother — and cheaper.
My plan for a free evening in South Africa
As for me, I am planning to make use of this yr’s credit score throughout an upcoming journey to South Africa. I will be there for just a few weeks, so protecting even one evening makes a distinction.
I’ve chosen the Hyatt Home Johannesburg Rosebank, which is available in beneath $100 per evening. I do not maintain elite standing with Hyatt, so I am not lacking out on any perks by reserving via Delta Stays — and I will successfully get a free evening simply by utilizing the credit score on my Delta Gold.
Associated: Why the Delta SkyMiles Reserve card remains to be among the best playing cards I’ve added to my pockets
Ideas for utilizing the Delta Stays credit score
To get essentially the most worth out of your annual Delta Stays credit score, maintain the following tips in thoughts:
- Watch the calendar. The credit score is issued per calendar yr and would not roll over. Keep away from reserving stays on the very finish of December as a result of in case you ebook Dec. 30 or 31 and the credit score posts in January, you may lose that yr’s credit score solely. Deal with it as a use-it-or-lose-it perk.
- Goal quick stays. The credit score works finest on one- or two-night stays costing $100 to $250 (relying on which card you’ve). This retains your out-of-pocket price low and your worth excessive.
- Evaluate costs. Charges via Delta Stays can typically be larger than reserving instantly with the resort. For example, after I checked out my South Africa resort, the Delta Stays charge was $14 larger than reserving instantly with Hyatt. The small distinction did not trouble me because the keep was successfully free, nevertheless it’s price checking.
- Look past the massive chains. Reserving boutique inns or trip leases could be a sensible transfer since you will not miss out on resort loyalty factors or elite perks you would possibly in any other case earn from main chains.
- Think about using it overseas. Resort costs in some worldwide locations might be far decrease than within the U.S. Some TPG staffers, like me, desire to make use of this credit score overseas, the place it may possibly typically cowl a number of nights.
- E book pay as you go stays. To set off the credit score, it’s essential to ebook a pay as you go keep via the Delta Stays web site. If it is not pay as you go, you will not obtain the assertion credit score.

Backside line
The Delta Stays credit score is a straightforward solution to get actual worth out of your Delta bank card. Relying in your card, you may get $100 to $250 again every year on pay as you go resort bookings made via the Delta Stays portal, serving to to offset the annual charge and even perhaps cowl a full evening’s keep.
Simply make sure to use it earlier than the calendar yr ends, and provides your self sufficient time for the credit score to put up. Just a little planning can flip this typically neglected perk into a straightforward win.
Associated: Which bank card do you have to use for Delta Air Strains flights?

